Every material Form 8-K Capital One filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Capital One furnished monthly charge-off and delinquency metrics for the month ended November 30, 2025, in Exhibit 99.1 of this Form 8-K. The domestic credit card net charge-off rate was 5.02% and the 30+ day performing delinquency rate was 4.01%, giving shareholders a monthly view of credit performance on the company's loan book.
Domestic credit card net charge-offs were $1,060 million in November 2025, a 5.02% annualized rate on average loans of $253,503 million.
Domestic credit card 30+ day performing delinquencies were $10,332 million, a 4.01% rate on period-end loans of $257,409 million.
Consumer Banking auto net charge-offs were $118 million, a 1.71% rate; auto nonperforming loans were $531 million, a 0.64% rate.
Capital One Financial Corporation said it will present at the Goldman Sachs 2025 U.S. Financial Services Conference in New York on Tuesday, December 9, 2025, at 2:20 p.m. EST. The presentation will be webcast live on the company's website, with a replay archived through at least December 22, 2025. The filing contains no financial results or new business figures.
Presentation scheduled for Tuesday, December 9, 2025, at 2:20 p.m. EST
Live audio webcast available via the company's Investor Center at capitalone.com
Replay to be archived on the company's website through at least December 22, 2025
Capital One furnished monthly charge-off and delinquency metrics for the month ended October 31, 2025, in Exhibit 99.1 under Regulation FD. The filing shows domestic credit card net charge-offs of $1,002 million, or a 4.77% annualized rate, and 30-plus day delinquencies of $10,138 million, or 3.99% of period-end loans. The report is a routine monthly disclosure and does not include guidance or a change in results.
Domestic credit card net charge-offs were $1,002 million for October 2025, a 4.77% annualized rate on average loans of $252,269 million.
Domestic credit card 30-plus day performing delinquencies were $10,138 million, or 3.99% of period-end loans of $254,171 million.
Auto loan net charge-offs were $115 million, a 1.67% rate, and auto nonperforming loans were $529 million, or 0.64%.
Capital One's Compensation Committee and independent directors approved a $2,000,000 special cash award to Matthew Cooper, the company's President, Discover Integration, General Counsel and Secretary, on November 3, 2025. The company cites his expanded role and exceptional performance during the year as the reason.
Special cash award of $2,000,000 approved November 3, 2025
Recipient: Matthew Cooper, President, Discover Integration, General Counsel and Secretary
Award recognizes expanded role and exceptional performance and contributions during the year
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