Capital One reported third-quarter 2026 net income of $3.5 billion, or $5.61 per diluted share, up from $4.73 in the second quarter and $4.83 in the third quarter of 2025. Total net revenue rose 3 percent to $16.3 billion, while non-interest expense fell 2 percent to $8.9 billion, and the company said adjusted diluted EPS was $6.69 after adjusting items.
Net income $3.5 billion, or $5.61 per diluted share, versus $4.73 in Q2 2026 and $4.83 in Q3 2025
Total net revenue up 3 percent to $16.3 billion; non-interest expense down 2 percent to $8.9 billion
Provision for credit losses decreased $73 million to $2.9 billion; net charge-offs were $3.1 billion
Period-end total deposits decreased $3.6 billion, or 1 percent, to $480.7 billion
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
From Capital One's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$8.06B
+36.3%
$4.03
-65.2%
30.4%
FY2024
$5.92B
+4.8%
$11.59
-3.0%
80.3%
FY2023
$5.64B
+4.2%
$11.95
-33.3%
86.6%
FY2022
$5.42B
+13.3%
$17.91
-33.5%
135.9%
FY2021
$4.78B
+27.9%
$26.94
+420.1%
259.2%
Frequently asked questions
When is Capital One's next earnings date?
Capital One has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Capital One earn last quarter?
For the quarter ended Sep 2026, Capital One reported diluted EPS of $5.61 (+16.1% year over year) on revenue of $2.84B (+24.2%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.