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AI brief of an SEC Form 8-K · Capital One (COF)

Capital One reports March 2026 domestic card net charge-off rate of 5.09%

Neutral Impact 2 of 5 other Written later

Capital One furnished its monthly charge-off and delinquency metrics for the month ended March 31, 2026, in Exhibit 99.1 of this Form 8-K. The domestic credit card book showed net charge-offs of $1,065 million, a 5.09% annualized rate, and 30+ day performing delinquencies of 3.70%. The release is a routine monthly credit disclosure and does not include earnings or guidance.

Key points

  • Domestic credit card net charge-offs were $1,065 million in March 2026, a 5.09% net charge-off rate.
  • Domestic credit card 30+ day performing delinquencies were $9,395 million, a 3.70% rate, on period-end loans of $254,028 million.
  • Auto loans had net charge-offs of $102 million (1.44% rate), 30+ day delinquencies of $3,609 million (4.21%), and nonperforming loans of $475 million (0.55%).

The filing

CompanyCapital One (COF)
Form8-K, current report
Filed with the SECApr 21, 2026, 4:06 PM ET
Accession number0000927628-26-000040

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 21, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.