Every material Form 8-K Fair Isaac filed with the SEC in 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
FICO reported fiscal fourth-quarter 2024 results for the quarter ended September 30, 2024, with revenue up 16% to $453.8 million and GAAP diluted earnings per share of $5.44, compared with $4.01 a year earlier. The company also issued fiscal 2025 guidance of $1.98 billion in revenue and GAAP EPS of $25.05, which gives shareholders a reference point for the coming year.
Quarterly revenue was $453.8 million, up from $389.7 million; Scores revenue rose 27% to $249.2 million and Software revenue rose 5% to $204.6 million.
GAAP net income was $135.7 million, or $5.44 per diluted share, versus $101.4 million, or $4.01, a year earlier; non-GAAP EPS was $6.54 versus $5.01.
Fiscal 2025 guidance calls for revenues of $1.98 billion, GAAP EPS of $25.05 and non-GAAP EPS of $28.58.
FICO reported third-quarter fiscal 2024 revenue of $447.8 million, up from $398.7 million a year earlier, and raised its full-year 2024 revenue and EPS guidance. GAAP diluted EPS was $5.05, down slightly from $5.08, and the company said the prior-year quarter included a large one-time favorable expense adjustment.
Q3 fiscal 2024 revenue was $447.8 million versus $398.7 million in the prior year period.
GAAP diluted EPS was $5.05 versus $5.08; non-GAAP diluted EPS was $6.25 versus $5.66.
Full-year 2024 revenue guidance was raised to $1.700 billion from $1.690 billion; GAAP EPS guidance to $19.90 from $19.70.
Net cash from operating activities was $213.3 million versus $122.6 million in the prior year quarter.
Fair Isaac Corporation entered into a Third Amendment to its credit agreement on June 13, 2024, adding an unsecured $450 million incremental term loan maturing August 19, 2026. The filing says the company has no scheduled principal repayments before maturity and may prepay without premium or penalty, and the loan adds to the company's borrowing.
Incremental Term A-1 Loan of $450 million, unsecured, maturing August 19, 2026
No scheduled principal repayments before maturity; prepayment allowed without premium or penalty
Interest based on SOFR plus 100 to 175 basis points, or base rate plus 0 to 75 basis points, tied to total leverage ratio
Credit agreement also includes a $600 million revolving facility and a $300 million initial term loan
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Fair Isaac filing is on SEC EDGAR ↗. 8-K briefs of other companies →