Every material Form 8-K Fair Isaac filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
FICO reported fourth-quarter fiscal 2025 revenue of $516 million, up 14% from $454 million a year earlier, and diluted earnings per share of $6.42 versus $5.44. Growth came mainly from Scores revenue, which rose 25%, and the company issued fiscal 2026 guidance calling for revenue of $2.35 billion and GAAP EPS of $33.47. For shareholders, revenue and profit both grew, though a $10.9 million restructuring charge reduced reported results.
Quarterly net income was $155.0 million, or $6.42 per diluted share, versus $135.7 million, or $5.44, a year earlier.
Scores revenue was $311.6 million, up 25%; Software revenue was flat at $204.2 million.
Fiscal 2026 guidance: revenue $2.35 billion, GAAP net income $795 million, GAAP EPS $33.47, non-GAAP EPS $38.17.
A pre-tax restructuring charge of $10.9 million, or $0.34 per share after tax, was recorded in the quarter.
Fair Isaac Corporation (FICO) said James Wehmann, its President, Scores, will retire effective September 5, 2025, to spend more time with his family and pursue personal interests. CEO William Lansing will take direct responsibility for the Scores business, and the filing describes the business as being on solid footing. The change is a senior executive departure in a key business line, but the filing gives no financial impact.
James Wehmann, President, Scores, retires effective September 5, 2025
Wehmann joined FICO in 2012 and held leadership roles of increasing responsibility
CEO William Lansing will have direct responsibility for the Scores business
FICO reported fiscal third-quarter 2025 results for the quarter ended June 30, 2025, with revenue of $536.4 million, up 20% from $447.8 million a year earlier. GAAP diluted earnings per share were $7.40, compared with $5.05, and the company raised its fiscal 2025 GAAP and non-GAAP earnings per share guidance, while revenue guidance stayed at $1.98 billion.
Quarterly revenue of $536.4 million vs. $447.8 million, up 20%
GAAP diluted EPS of $7.40 vs. $5.05; non-GAAP diluted EPS of $8.57 vs. $6.25
Fiscal 2025 GAAP diluted EPS guidance raised to $25.60 from $25.05; non-GAAP diluted EPS guidance raised to $29.15 from $28.58
Free cash flow of $276.2 million vs. $205.7 million in the prior year quarter
Fair Isaac Corporation closed a $1.5 billion private offering of 6.000% senior notes due 2033 on May 13, 2025, and entered a new $1.0 billion five-year unsecured revolving credit facility that refinances its existing revolver and term loans. The company plans to use the note proceeds mainly to repay existing debt, which adds long-term borrowing at a fixed 6.000% rate but does not change reported results in the filing.
$1.5 billion of 6.000% senior notes due May 15, 2033, priced at 100% of principal, first interest payment November 15, 2025
New $1.0 billion five-year unsecured revolving credit facility led by Wells Fargo as administrative agent
Net proceeds to repay existing revolver and term loan debt, pay fees and expenses, and for general corporate purposes
Credit agreement requires consolidated leverage ratio of no greater than 3.5 to 1.00, with a step-up to 4.00 to 1.00 after certain acquisitions
Fair Isaac Corporation reported results for its fiscal second quarter ended March 31, 2025. GAAP diluted EPS rose to $6.59 from $5.16, and revenue rose 15% to $498.7 million, with Scores revenue up 25% and Software revenue up 2%. The company reiterated its fiscal 2025 guidance, which it says includes double-digit percentage growth for both revenue and earnings.
GAAP net income was $162.6 million, or $6.59 per diluted share, versus $129.8 million, or $5.16, in the prior-year quarter.
Revenue was $498.7 million versus $433.8 million; Scores revenue rose 25% to $297.0 million and Software revenue rose 2% to $201.7 million.
Fiscal 2025 guidance was reiterated: revenue of $1.98 billion and GAAP EPS of $25.05.
Free cash flow was $65.5 million versus $61.6 million; non-GAAP EPS was $7.81 versus $6.14.
FICO reported first-quarter fiscal 2025 results for the quarter ended December 31, 2024, with revenue of $440 million, up 15% from $382 million a year earlier. GAAP net income was $152.5 million, or $6.14 per share, versus $4.80 per share in the prior year period, and the company reiterated its fiscal 2025 guidance. For shareholders, both revenue and profit grew in the quarter, and the company kept its full-year outlook unchanged.
Revenue of $440.0 million, up 15% from $382.1 million a year earlier
GAAP EPS of $6.14 vs $4.80; non-GAAP EPS of $5.79 vs $4.81
Scores revenue up 23% to $235.7 million; Software revenue up 8% to $204.3 million
Fiscal 2025 guidance reiterated: revenue of $1.98 billion and GAAP EPS of $25.05
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Fair Isaac filing is on SEC EDGAR ↗. 8-K briefs of other companies →