AI brief of an SEC Form 8-K · HCI Group (HCI)

HCI Group Q1 2026 Net Income Rises to $85 Million; Diluted EPS $5.45 vs. $5.35

Positive Impact 3 of 5 earnings Written later

HCI Group reported first-quarter 2026 results for the three months ended March 31, 2026. Pre-tax income rose to $115 million from $100 million, and diluted earnings per share were $5.45 compared with $5.35 a year earlier, while gross premiums earned grew to $326 million from $300 million.

Key points

  • Net income was $85 million, up from $74 million; net income after noncontrolling interests was $73 million, up from $70 million.
  • Gross premiums earned were $326 million versus $300 million, driven by a higher volume of policies in force.
  • Losses and loss adjustment expenses rose to $66 million from $59 million; the gross loss ratio was 20.1% versus 19.7% a year earlier.
  • Under a program announced March 3, 2026 for up to $80 million of buybacks through February 27, 2027, HCI repurchased $17.5 million of stock in Q1 and $37.5 million through April 30, 2026.

The filing

CompanyHCI Group (HCI)
Form8-K, current report
Filed with the SECMay 6, 2026, 4:22 PM ET
Accession number0001193125-26-209071

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on May 06, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.