Nov 4, 4:23 PM ET
HCI Group reported third-quarter 2026 pre-tax income of $116 million and diluted earnings per share of $6.45, up from $91 million and $4.90 a year earlier. Gross premiums earned rose 5% to $316 million, and the gross loss ratio improved to 20.7% from 22.0%, so profit grew faster than premiums.
- Q3 diluted EPS was $6.45 versus $4.90 in Q3 2025; net income after noncontrolling interests was $83 million versus $66 million.
- Gross premiums earned were $316 million, up 5%; the gross loss ratio was 20.7% versus 22.0%.
- Nine-month diluted EPS was $17.48 versus $15.47 for the same period of 2025.
- The $80 million share repurchase program, announced March 3, 2026, was completed July 17, 2026, with 504,330 shares bought in total.
Read the filing on SEC.gov ↗
Aug 6, 4:25 PM ET
HCI Group reported second-quarter 2026 pre-tax income of $111 million and net income after noncontrolling interests of $74 million, both up from the prior-year quarter. Diluted earnings per share rose to $5.60 from $5.18, and gross premiums earned increased 6% to $321 million, which shareholders can weigh against a gross loss ratio that rose to 22.2% from 21.3%.
- Q2 2026 pre-tax income was $111 million, versus $94 million in Q2 2025.
- Net income after noncontrolling interests was $74 million, versus $66 million; diluted EPS was $5.60, versus $5.18.
- Gross premiums earned rose 6% to $321 million; gross loss and loss adjustment expense ratio was 22.2%, versus 21.3%.
- HCI completed its $80 million share repurchase program on July 17, 2026, repurchasing 504,330 shares in total.
Read the filing on SEC.gov ↗
Jun 15, 4:30 PM ET
HCI Group's compensation committee established a compensation plan for its non-employee directors on June 11, 2026, as disclosed in a filing dated June 15, 2026. Each director will receive $100,000 in cash annually, paid quarterly, plus 750 restricted common shares that cannot be transferred until May 27, 2027, while directors keep dividend and ownership rights during the restriction period.
- Annual cash retainer of $100,000 per non-employee director, payable quarterly
- 750 restricted common shares per director, subject to transfer restrictions until May 27, 2027
- Directors are entitled to dividends and other ownership rights during the restriction period
- Plan established by the compensation committee on June 11, 2026
Read the filing on SEC.gov ↗
Jun 1, 7:48 AM ET
HCI Group and its insurance subsidiaries and sponsored reciprocal insurers placed three reinsurance towers covering June 1, 2026 through May 31, 2027 to mitigate catastrophe risk such as hurricanes. HCI expects net reinsurance premiums ceded to third parties, excluding its reinsurance subsidiaries, of about $381.2 million for the period, an estimate subject to a true-up on September 30, 2026.
- Reinsurance Tower 1 provides up to $1.06 billion for a single Florida event and $1.96 billion total coverage, with a $10.0 million retention.
- Tower 2 provides up to $830.3 million for a single Florida event and $605.0 million for a single event outside Florida, with $1.45 billion total coverage.
- Tower 3 provides up to $431.5 million for a single Florida event and $649.7 million total coverage, with a $2.8 million retention.
- Claddaugh and Fortex Re maximum estimated retained loss is about $139.8 million for the first event and $52.3 million for the second event.
Read the filing on SEC.gov ↗
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
