HCI Group reported third-quarter 2026 pre-tax income of $116 million and diluted earnings per share of $6.45, up from $91 million and $4.90 a year earlier. Gross premiums earned rose 5% to $316 million, and the gross loss ratio improved to 20.7% from 22.0%, so profit grew faster than premiums.
Q3 diluted EPS was $6.45 versus $4.90 in Q3 2025; net income after noncontrolling interests was $83 million versus $66 million.
Gross premiums earned were $316 million, up 5%; the gross loss ratio was 20.7% versus 22.0%.
Nine-month diluted EPS was $17.48 versus $15.47 for the same period of 2025.
The $80 million share repurchase program, announced March 3, 2026, was completed July 17, 2026, with 504,330 shares bought in total.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
From HCI Group, Inc.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$900.95M
+20.1%
$22.72
+155.6%
33.2%
FY2024
$750.05M
+36.2%
$8.89
+16.7%
14.7%
FY2023
$550.67M
+10.2%
$7.62
—
14.4%
FY2022
$499.56M
+22.5%
$-6.24
-3071.4%
-11.7%
FY2021
$407.92M
+31.4%
$0.21
-94.0%
0.5%
Frequently asked questions
When is HCI Group's next earnings date?
HCI Group has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did HCI Group earn last quarter?
For the quarter ended Sep 2026, HCI Group reported diluted EPS of $6.45 (+31.6% year over year) on revenue of $244.91M (+13.2%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.