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AI brief of an SEC Form 8-K · HCI Group (HCI)

HCI Group Q3 pre-tax income rises to $116 million; diluted EPS $6.45

Positive Impact 3 of 5 earnings

HCI Group reported third-quarter 2026 pre-tax income of $116 million and diluted earnings per share of $6.45, up from $91 million and $4.90 a year earlier. Gross premiums earned rose 5% to $316 million, and the gross loss ratio improved to 20.7% from 22.0%, so profit grew faster than premiums.

Key points

  • Q3 diluted EPS was $6.45 versus $4.90 in Q3 2025; net income after noncontrolling interests was $83 million versus $66 million.
  • Gross premiums earned were $316 million, up 5%; the gross loss ratio was 20.7% versus 22.0%.
  • Nine-month diluted EPS was $17.48 versus $15.47 for the same period of 2025.
  • The $80 million share repurchase program, announced March 3, 2026, was completed July 17, 2026, with 504,330 shares bought in total.

The filing

CompanyHCI Group (HCI)
Form8-K, current report
Filed with the SECNov 4, 2026, 4:23 PM ET
Accession number0001193125-26-447353

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.