HCI Group, Inc. (HCI)

NYSE Financials Property & Casualty Insurance S&P SmallCap 600

$186.03

-6.00 (-3.12%)

Close of Nov 06, 2026 · end-of-day data

Source: HCI Group, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD

Fiscal year	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$264.45M	$244.41M	$231.29M	$242.47M	$310.44M	$407.92M	$499.56M	$550.67M	$750.05M	$900.95M
Interest expense	$11.08M	$16.77M	$18.10M	$13.05M	$11.73M	$6.40M	$7.77M	$150.00K	$2.00K	$9.16M
Pre-tax income	$46.86M	-$15.62M	$26.90M	$36.09M	$36.93M	$11.23M	-$68.42M	$117.65M	$173.43M	$429.33M
Income tax	$17.84M	-$8.73M	$9.18M	$9.52M	$9.35M	$3.99M	-$13.81M	$28.39M	$45.85M	$108.94M
Net income	$29.02M	-$6.89M	$17.73M	$26.58M	$27.58M	$1.86M	-$58.51M	$79.03M	$109.95M	$299.00M
EPS (basic)	$2.95	$-0.75	$2.34	$3.32	$3.55	$0.23	$-6.24	$9.13	$10.59	$24.58
EPS (diluted)	$2.92	$-0.75	$2.34	$3.31	$3.49	$0.21	$-6.24	$7.62	$8.89	$22.72
Diluted shares	10.87M	8.56M	7.89M	10.24K	9.69M	8.58M	8.82M	11.04M	12.69M	12.88M
Net margin	11.0%	-2.8%	7.7%	11.0%	8.9%	0.5%	-11.7%	14.4%	14.7%	33.2%

Balance sheet

fiscal years · USD

Fiscal year	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash & equivalents	$280.53M	$255.88M	$239.46M	$229.22M	$431.34M	$628.94M	$234.86M	$536.48M	$532.47M	$1.21B
Short-term investments	—	$0	$66.48M	—	—	—	—	—	—	—
Total assets	$670.06M	$842.26M	$832.86M	$802.61M	$941.31M	$1.18B	$1.80B	$1.81B	$2.23B	$2.53B
Long-term debt	$138.86M	$237.84M	—	—	—	—	—	—	—	—
Total debt	$138.86M	$237.84M	—	—	—	—	—	—	—	—
Total liabilities	$426.32M	$648.29M	$651.42M	$617.07M	$740.18M	$762.40M	$1.55B	$1.39B	$1.76B	$1.41B
Shareholders' equity	$243.75M	$193.97M	$181.44M	$185.54M	$201.14M	$323.37M	$162.60M	$324.84M	$453.33M	$1.04B

Cash flow

fiscal years · USD

Fiscal year	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Operating cash flow	$88.28M	$16.64M	$28.59M	$54.05M	$77.31M	$96.50M	-$12.00K	$230.66M	$331.82M	$444.45M
Capital expenditures	$865.00K	$2.34M	$2.19M	$2.89M	$6.44M	$3.32M	$6.34M	$6.50M	$4.05M	$3.63M
Free cash flow	$87.41M	$14.29M	$26.41M	$51.16M	$70.87M	$93.19M	-$6.35M	$224.16M	$327.76M	$440.82M
Investing cash flow	-$49.03M	-$80.16M	-$17.68M	$50.46M	$143.22M	$36.85M	-$434.54M	$4.27M	-$260.11M	$87.27M
Financing cash flow	-$26.16M	$39.03M	-$27.29M	-$114.72M	-$16.70M	$64.30M	$41.07M	$67.12M	-$75.17M	$146.20M
Dividends paid	$12.44M	$13.91M	$11.32M	$13.01M	$12.69M	$14.06M	$15.23M	$13.72M	$16.60M	$19.29M
Share buybacks	$464.00K	$30.72M	$1.15M	$1.20M	$1.55M	$1.31M	$71.24M	$784.00K	$1.04M	$1.52M
Stock-based compensation	$4.20M	$4.52M	$4.63M	$6.46M	$8.13M	$13.75M	$15.11M	$9.35M	$10.19M	$10.97M
Depreciation & amortization	$1.27M	$1.24M	$1.37M	$1.55M	$1.85M	$2.18M	$4.78M	$5.72M	$6.18M	$6.63M

Income statement

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	$162.67M	$206.61M	$206.25M	$175.32M	$161.88M	$216.43M	$221.92M	$216.35M	$246.24M	$242.88M	$246.65M	$244.91M
Interest expense	-$8.08M	$3.15M	$3.45M	$3.42M	$3.32M	$3.38M	$3.74M	$1.02M	$1.01M	$923.00K	$1.08M	$1.46M
Pre-tax income	$54.16M	$77.43M	$76.03M	$14.08M	$5.89M	$100.34M	$94.39M	$90.60M	$144.00M	$115.38M	$110.97M	$116.29M
Income tax	$13.25M	$20.47M	$18.93M	$4.69M	$1.76M	$26.11M	$24.11M	$22.71M	$36.00M	$30.34M	$28.07M	$30.07M
Net income	$38.10M	$47.61M	$54.08M	$5.68M	$2.58M	$69.68M	$66.16M	$65.51M	$97.65M	$73.41M	$73.80M	$83.50M
EPS (basic)	$4.31	$4.76	$5.18	$0.54	$0.24	$6.47	$5.57	$5.05	$7.50	$5.62	$5.78	$6.67
EPS (diluted)	$3.40	$3.81	$4.24	$0.52	$0.23	$5.35	$5.18	$4.90	$7.25	$5.45	$5.60	$6.45
Diluted shares	11.03M	12.62M	12.70M	10.51M	29.00K	12.79M	12.88M	12.89M	21.00K	12.90M	12.66M	12.56M
Net margin	23.4%	23.0%	26.2%	3.2%	1.6%	32.2%	29.8%	30.3%	39.7%	30.2%	29.9%	34.1%

Balance sheet

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Cash & equivalents	$536.48M	$655.38M	$445.83M	$518.79M	$532.47M	$754.48M	$947.17M	$987.93M	$1.21B	$1.01B	$872.34M	$743.53M
Total assets	$1.81B	$1.84B	$1.91B	$1.99B	$2.23B	$2.31B	$2.35B	$2.35B	$2.53B	$2.61B	$2.65B	$2.71B
Total liabilities	$1.39B	$1.44B	$1.46B	$1.52B	$1.76B	$1.76B	$1.57B	$1.49B	$1.41B	$1.43B	$1.47B	$1.49B
Shareholders' equity	$324.84M	$395.68M	$447.35M	$455.34M	$453.33M	$522.68M	$758.58M	$821.78M	$1.04B	$1.09B	$1.08B	$1.12B

Cash flow

quarters · USD

Quarter ended	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Operating cash flow	$153.34M	$181.99M	-$29.00M	$104.14M	$74.69M	$162.01M	$145.00M	$26.67M	$110.77M	$148.81M	$125.12M	$74.86M
Capital expenditures	$1.32M	$946.00K	$1.09M	$952.00K	$1.06M	$1.73M	$522.00K	$794.00K	$585.00K	$335.00K	$290.00K	$410.00K
Free cash flow	$152.02M	$181.04M	-$30.10M	$103.19M	$73.63M	$160.27M	$144.48M	$25.88M	$110.19M	$148.48M	$124.83M	$74.45M
Investing cash flow	-$21.45M	-$4.87M	-$174.56M	-$25.63M	-$55.05M	$66.27M	$53.75M	$2.80M	-$35.55M	-$325.22M	-$175.16M	-$191.30M
Financing cash flow	$80.87M	-$58.20M	-$5.97M	-$5.53M	-$5.47M	-$6.25M	-$6.02M	$11.42M	$147.05M	-$19.57M	-$90.95M	-$12.12M
Dividends paid	$3.42M	$3.99M	$4.17M	$4.19M	$4.24M	$4.31M	$4.62M	$5.18M	$5.18M	$5.20M	$5.08M	$4.97M
Share buybacks	$0	$557.00K	$480.00K	$0	$0	$0	$0	$0	$1.52M	$17.50M	$56.98M	$5.53M
Stock-based compensation	$3.54M	$1.58M	$2.38M	$3.47M	$2.76M	$2.97M	$2.69M	$2.69M	$2.61M	$3.36M	$3.34M	$3.31M
Depreciation & amortization	$1.44M	$269.00K	$1.56M	$1.56M	$1.57M	$1.65M	$1.67M	$566.00K	$1.62M	$1.45M	$1.31M	$1.07M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.