Every material Form 8-K TrustCo Bank Corp NY filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
TrustCo reported third quarter 2025 net income of $16.3 million, or $0.86 per diluted share, up 26.3% from $12.9 million, or $0.68 per diluted share, a year earlier. Net interest income rose 11.5% to $43.1 million, and the net interest margin widened to 2.79% from 2.61%, which points to stronger core lending profitability for shareholders.
Q3 2025 net income $16.3 million vs. $12.9 million in Q3 2024; diluted EPS $0.86 vs. $0.68
Net interest income $43.1 million, up $4.4 million or 11.5% year over year
Nine-month net income $45.6 million, or $2.41 diluted EPS, vs. $37.6 million, or $1.97, a year earlier
Book value per share $37.30 at September 30, 2025, up from $35.19; 533 thousand shares remain under the repurchase program
TrustCo Bank Corp NY reported second quarter 2025 net income of $15.0 million, or $0.79 per diluted share, up from $12.6 million, or $0.66 per diluted share, in the second quarter of 2024. Net interest income rose 10.5% to $41.7 million, and the net interest margin widened to 2.71% from 2.53%, so both the core lending income and per-share profit measures improved year over year.
Net income of $15.0 million, or $0.79 diluted EPS, for Q2 2025, versus $12.6 million, or $0.66, for Q2 2024
Net interest income of $41.7 million, up 10.5% from $37.8 million; net interest margin of 2.71%, up 18 basis points
Book value per share of $36.75 at June 30, 2025, up from $34.46 a year earlier; 169 thousand shares repurchased in Q2 2025
Conference call scheduled for 9:00 a.m. Eastern Time on July 22, 2025
TrustCo Bank Corp NY reported first quarter 2025 net income of $14.3 million, or $0.75 per diluted share, up 17.7% from $12.1 million, or $0.64 per diluted share, a year earlier. The results were furnished in an 8-K with the earnings press release, which also cites a 10.4% rise in net interest income to $40.4 million and average loans and deposits up 2.1% and 1.9%. The company also announced a stock repurchase program for up to one million shares, about 5% of outstanding common stock.
Net income of $14.3 million, up 17.7% from $12.1 million; diluted EPS of $0.75 vs. $0.64
Net interest income of $40.4 million, up 10.4%; net interest margin of 2.64% vs. 2.44%
Stock repurchase program for up to one million shares, about 5% of outstanding common stock
Nonperforming loans were 0.37% of total loans as of March 31, 2025, unchanged from a year earlier
TrustCo Bank Corp NY reported fourth quarter 2024 net income of $11.3 million, or $0.59 per diluted share, up from $9.8 million, or $0.52, a year earlier. Full-year 2024 net income fell to $48.8 million, or $2.57 per diluted share, from $58.6 million, or $3.08, in 2023. Shareholders get a year-over-year quarterly gain alongside a lower annual profit, with book value per share rising to $35.56 at year end.
Q4 2024 net income $11.3 million, $0.59 diluted EPS, versus $9.8 million, $0.52 in Q4 2023
Full-year 2024 net income $48.8 million, $2.57 diluted EPS, versus $58.6 million, $3.08 in 2023
Net interest income $38.9 million in Q4 2024, up $296 thousand (0.8%) from Q4 2023
Book value per share $35.56 at December 31, 2024, up from $33.92 a year earlier
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every TrustCo Bank Corp NY filing is on SEC EDGAR ↗. 8-K briefs of other companies →