Every material Form 8-K United Fire Group filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
United Fire Group reported third-quarter 2026 results on November 3, 2026. Net income fell 10% to $35.1 million, or $1.34 per diluted share, as the combined ratio rose 2.7 points to 94.6%, even though net written premium grew 13% to $371.4 million. For the nine months ended September 30, 2026, the company reported record net income of $98.5 million and record earnings per share of $3.78 diluted.
Third-quarter net income was $35.1 million ($1.34 per diluted share), down from $39.2 million ($1.49 per diluted share) a year earlier.
Net written premium rose 13% to $371.4 million, led by growth in the core commercial business.
Combined ratio increased to 94.6% from 91.9%, with the underlying loss ratio at 57.3% and the catastrophe loss ratio at 2.4%.
Management will discuss the results on an earnings call at 9:00 a.m. CT on November 4, 2026.
United Fire Group announced it will release its third quarter 2026 earnings after the market closes on Tuesday, November 3, 2026, with a conference call on Wednesday, November 4, 2026 at 9 a.m. CT. The filing is a scheduling notice only and does not include any financial results.
Third quarter 2026 earnings release: after market close, Tuesday, November 3, 2026
Earnings conference call: Wednesday, November 4, 2026 at 9 a.m. CT
Call replay available through November 11, 2026; webcast archived for one year
United Fire Group's board declared a $0.20 per share quarterly cash dividend, payable September 18, 2026 to shareholders of record as of September 4, 2026. The board also appointed Teresa "Terri" Brown as an independent Class C director, effective August 21, 2026, bringing the board to 12 members.
Quarterly cash dividend of $0.20 per share, payable September 18, 2026 to holders of record as of September 4, 2026
Teresa "Terri" Brown appointed Class C director effective August 21, 2026, serving on the Risk Management and Audit Committees
Brown was executive vice president and chief financial officer at Grange Insurance from 2016 until her retirement in 2024
Board will consist of 12 members after the appointment
United Fire Group reported second quarter 2026 results on August 3, 2026, with net income up 45% from a year earlier to $33.4 million ($1.29 per diluted share) and adjusted operating income up 42% to $33.7 million ($1.30 per diluted share). The combined ratio improved 1.1 points to 95.3%, mainly due to lower catastrophe losses, and net written premium rose 9% to $406.4 million, so shareholders saw higher quarterly profit on stronger premium growth and investment income. The filing does not include new guidance.
Net income was $33.4 million ($1.29 per diluted share) versus $22.9 million ($0.87) in the second quarter of 2025.
Combined ratio improved to 95.3% from 96.4%; catastrophe loss ratio fell to 2.7% from 5.5%.
Net written premium rose 9% to $406.4 million; net investment income rose 33% to $28.9 million.
Book value per share was $38.02 at June 30, 2026, up $1.14 from December 31, 2025; a $0.20 per share dividend was paid in the quarter.
At its May 20, 2026 annual meeting, United Fire Group shareholders approved amendments to the Non-Employee Director Stock Plan. The changes increase the shares available for future awards and extend the plan's expiration date, which affects how equity may be granted to non-employee directors.
Shares available for future awards under the plan increased from 450,000 to 865,114.
Plan expiration date extended from December 31, 2029 to December 31, 2034.
Shareholders approved the amendments at the annual meeting held May 20, 2026, after board approval subject to shareholder vote.
United Fire Group reported first quarter 2026 net income of $30.1 million, or $1.15 per diluted share, up from $17.7 million, or $0.67, a year earlier. Net written premium rose 12.4% to $376.9 million and the combined ratio improved 3.8 points to 95.6%, so underwriting and profit both improved for shareholders.
Net income was $30.1 million ($1.15 per diluted share) versus $17.7 million ($0.67) in Q1 2025; adjusted operating income was $30.3 million ($1.16 per diluted share).
Combined ratio improved to 95.6% from 99.4%, with catastrophe losses at 3.7% of premium versus 5.0% a year earlier.
Net written premium grew 12.4% to $376.9 million; book value per share rose $0.18 to $37.06 from December 31, 2025.
The company paid a $0.20 per share cash dividend during the quarter; an earnings call is set for 9:00 a.m. CT on May 6, 2026.
United Fire Group reported fourth quarter 2025 net income of $38.4 million, up from $31.4 million a year earlier, and full year 2025 net income of $118.2 million, up from $62.0 million in 2024. The board also raised the quarterly cash dividend 25% to $0.20 per share from $0.16, payable March 10, 2026 to holders of record on February 24, 2026.
Q4 2025 net income $38.4 million, or $1.45 per diluted share, versus $31.4 million, or $1.21, in Q4 2024
Q4 2025 combined ratio improved to 92.3% from 94.4%; net written premium rose 11% to $309.7 million
Full year 2025 net income $118.2 million, or $4.48 per diluted share, versus $2.39 in 2024
Quarterly dividend raised to $0.20 per share; payable March 10, 2026 to holders of record as of February 24, 2026
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every United Fire Group filing is on SEC EDGAR ↗. 8-K briefs of other companies →