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AI brief of an SEC Form 8-K · Upbound Group (UPBD)

Upbound Q4 revenue rises 10.9% to $1.2 billion, but profit falls; 2026 outlook issued

Mixed Impact 3 of 5 earnings Written later

Upbound Group reported fourth-quarter 2025 revenue of $1,196.4 million, up 10.9% year over year, driven by the Brigit acquisition and Acima growth. Profit declined: GAAP diluted EPS was $0.34 versus $0.55, and non-GAAP diluted EPS was $1.01 versus $1.05. The company also issued full-year 2026 guidance of $4.70 billion to $4.95 billion in revenue and $4.00 to $4.35 in non-GAAP diluted EPS.

Key points

  • Q4 2025 consolidated revenue was $1,196.4 million, up 10.9% year over year; net earnings were $19.7 million, down from $31.0 million.
  • Full-year 2025 revenue was $4.7 billion, up 8.7%, and non-GAAP diluted EPS was $4.13, compared with $3.83 in 2024.
  • 2026 guidance: revenue of $4.70 billion to $4.95 billion, adjusted EBITDA of $500 million to $535 million, and non-GAAP diluted EPS of $4.00 to $4.35.
  • First-quarter 2026 guidance: revenue of $1.16 billion to $1.26 billion and non-GAAP diluted EPS of $1.05 to $1.15.

The filing

CompanyUpbound Group (UPBD)
Form8-K, current report
Filed with the SECFeb 19, 2026, 7:37 AM ET
Accession number0000933036-26-000005

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:57 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 19, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.