AI brief of an SEC Form 8-K · Upbound Group (UPBD)

Upbound Q3 revenue $1.15 billion, down 1.6%; EPS guidance midpoint raised

Mixed Impact 3 of 5 earnings

Upbound Group reported third-quarter 2026 results on October 29, 2026, with revenue of $1,146.2 million, down 1.6% year over year but at the high end of its outlook. GAAP net earnings rose to $34.3 million from $13.2 million, and the company narrowed its full-year 2026 guidance while raising the midpoint of its non-GAAP EPS range. It also intends to repurchase up to $50 million of common stock, which the company said reflects strong cash flow.

Key points

  • Revenue of $1,146.2 million decreased $18.5 million, or 1.6%, year over year.
  • GAAP net earnings were $34.3 million vs. $13.2 million a year earlier; GAAP diluted EPS was $0.58 vs. $0.22; non-GAAP diluted EPS was $1.01 vs. $1.00.
  • Adjusted EBITDA was $123.4 million, down 0.1% year over year.
  • 2026 guidance narrowed: revenue $4.68-$4.78 billion, non-GAAP diluted EPS $4.15-$4.30 with a higher midpoint; Q4 non-GAAP EPS guided to $1.00-$1.10.

The filing

CompanyUpbound Group (UPBD)
Form8-K, current report
Filed with the SECOct 29, 2026, 8:00 AM ET
Accession number0001193125-26-437037

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.