Every material Form 8-K Amerisafe filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
AMERISAFE reported third-quarter 2026 results in which net premiums earned rose 3.0% to $73.3 million, but net income fell 47.9% to $7.2 million and diluted EPS fell to $0.39 from $0.72. The net combined ratio worsened to 96.5% from 90.6%, as the company cited a more competitive workers' compensation market and higher expenses, which cut into shareholder earnings.
Q3 2026 net income was $7.2 million, versus $13.8 million in Q3 2025; diluted EPS was $0.39, versus $0.72
Net combined ratio was 96.5%, versus 90.6% in Q3 2025; underwriting profit fell 62.6% to $2.5 million
Nine-month 2026 net income was $29.9 million, down 18.5%; book value per share was $12.80 at September 30, 2026
Board declared a quarterly cash dividend of $0.41 per share on October 27, 2026, payable December 11, 2026
AMERISAFE reported second-quarter 2026 results for the period ended June 30, 2026. Net premiums earned rose 11.4% to $77.3 million and GAAP diluted EPS rose to $0.78 from $0.73, but operating earnings per share fell 17.0% to $0.44 and the net combined ratio worsened to 95.4% from 91.7%, so shareholders see higher revenue and reported earnings alongside weaker core underwriting profit.
Net premiums earned up 11.4% to $77.3 million; net income up 4.6% to $14.6 million
Operating EPS fell 17.0% to $0.44 from $0.53; underwriting profit fell 37.9% to $3.6 million
Net combined ratio rose to 95.4% from 91.7%; return on average equity was 23.5% for the quarter
Board declared a quarterly dividend of $0.41 per share on July 21, 2026, payable September 25, 2026
AMERISAFE reported first-quarter 2026 results on April 22, 2026. Net premiums earned rose 9.0% to $75.1 million, but net income fell 9.0% to $8.1 million and diluted earnings per share dropped to $0.43 from $0.47. Underwriting profit fell 31.5%, and the net combined ratio rose to 93.2% from 89.1%, which lowers the profit available to shareholders.
Net premiums earned rose 9.0% to $75.1 million; gross premiums written rose 5.6% to $88.5 million.
Net income was $8.1 million versus $8.9 million; diluted EPS was $0.43 versus $0.47, and operating EPS was $0.50 versus $0.60.
Net combined ratio was 93.2% versus 89.1%; underwriting profit fell 31.5% to $5.1 million.
The Board declared a quarterly cash dividend of $0.41 per share on April 21, 2026, payable June 19, 2026.
AMERISAFE appointed Guillermo A. Ramos, currently Head of Finance Strategy at Hiscox US, as Executive Vice President and Chief Financial Officer, effective May 7, 2026. The filing sets out his employment terms, including a base salary of not less than $500,000 and a $1,000,000 restricted stock unit award, which shows the compensation terms for the company's new finance chief.
Appointment effective May 7, 2026; Board approved on April 15, 2026
Annual base salary of not less than $500,000 and an RSU award valued at $1,000,000
Employment agreement has an initial three-year term, with automatic one-year extensions
Severance if terminated without cause: 12 months of salary and health benefits, plus average incentive awards from the prior three years
AMERISAFE reported fourth-quarter 2025 net income of $10.4 million, down 21.0% from a year earlier, with diluted EPS of $0.55 versus $0.69. The company cited higher-than-anticipated loss severity and raised its 2025 accident year loss ratio to 72.0% from 71.0%. Full-year net income fell 15.0% to $47.1 million, but the board raised the quarterly dividend 5.1% to $0.41 per share.
Q4 2025 gross premiums written rose 11.7% to $70.1 million; net combined ratio was 93.6% versus 86.1%.
Full-year 2025 net income was $47.1 million, down 15.0%; diluted EPS was $2.47 versus $2.89.
Quarterly dividend increased to $0.41 from $0.39, payable March 20, 2026, to holders of record as of March 13, 2026.
Company repurchased 197,672 shares for $8.0 million in Q4 2025; results call scheduled February 26, 2026 at 10:30 a.m. ET.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Amerisafe filing is on SEC EDGAR ↗. 8-K briefs of other companies →