Every material Form 8-K Axos Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Axos Financial filed an investor presentation on Form 8-K that it will use at investor meetings beginning on or around November 4, 2026, and over the next few months. The deck includes first-quarter fiscal 2027 results, including net income of $129.6 million and diluted EPS of $2.25, along with total deposits of $25.4 billion as of September 30, 2026. The filing is a presentation rather than a new earnings release, and the company states the information is as of November 3, 2026, with no obligation to update it.
Presentation to be used at investor meetings beginning on or around November 4, 2026
Q1 fiscal 2027 net income of $129.6 million and diluted EPS of $2.25 shown in the deck
Total deposits of $25.4 billion as of September 30, 2026
Information presented as of November 3, 2026; company does not assume duty to update it
Axos Financial reported fiscal first quarter 2027 results for the quarter ended September 30, 2026. Net income rose 15.4% to $129.6 million and diluted EPS rose 16.0% to $2.25, driven by higher net interest income and non-interest income, though the provision for credit losses also increased to $24.5 million and net charge-offs rose to 1.09% of average loans, including two non-performing C&I loan charge-offs.
Net income was $129.6 million and diluted EPS was $2.25, compared with $112.4 million and $1.94 a year earlier
Net interest income rose 13.8% to $331.3 million, and non-interest income rose 97.3% to $63.8 million
Annualized net charge-offs were 1.09% of average loans versus 0.11% a year earlier; excluding two C&I charge-offs, the rate was 0.08%
Company repurchased $14.0 million of common stock at an average price of $87.40 per share through October 23, 2026, with $112.1 million of authorization remaining
Axos Bank, a subsidiary of Axos Financial, completed on September 21, 2026 its previously announced purchase of individual retirement account deposits from Capital One, National Association. The bank acquired about $1.9 billion of IRA deposits and received cash for the aggregate balance, less a negotiated premium. The filing does not disclose the premium amount or the effect on earnings.
Acquired approximately $1.9 billion of IRA deposits from Capital One, National Association
Deal completed September 21, 2026 under a Purchase and Assumption Agreement dated April 22, 2026
Bank received cash for the deposit balance, less a negotiated premium; premium amount not stated in the filing
Axos Financial reported fiscal fourth-quarter 2026 net income of $124.9 million, up 12.9% from $110.7 million a year earlier, and diluted EPS of $2.16 versus $1.92. The quarter included a $21.0 million accrual for a FINRA arbitration matter, and non-GAAP adjusted EPS was $2.53. For the full fiscal year, net income rose to $490.4 million and diluted EPS to $8.48, up 14.1%.
Net interest income rose 13.5% to $317.9 million, and non-interest income rose 49.9% to $61.9 million for the quarter.
Non-interest expense increased $55.3 million to $205.9 million, including the $21.0 million FINRA arbitration accrual.
Total deposits were $24.6 billion at June 30, 2026, up 17.9% from a year earlier, including about $2.3 billion from a deposit acquisition that closed in the quarter.
The company closed its acquisition of Arc Technologies, Inc. on July 20, 2026.
On May 2, 2026, Axos Bank completed its acquisition of all United States consumer deposits of Jenius Bank, a digital banking business of SMBC MANUBANK, under a purchase and assumption agreement dated February 12, 2026. The bank acquired about $2.3 billion of deposits and received cash, less a negotiated premium. The filing does not state the premium amount or the effect on Axos's financial results.
Deal closed May 2, 2026, with about $2.3 billion of Jenius Bank deposits acquired
Seller is SMBC MANUBANK, parent of the Jenius Bank digital banking business
Agreement dated February 12, 2026, was filed as Exhibit 99.1 to an earlier 8-K on the same date
Axos Financial reported unaudited net income of $124.7 million, or $2.15 diluted EPS, for the fiscal third quarter ended March 31, 2026, up from $105.2 million and $1.81 a year earlier. The results include a one-time $22.0 million favorable legal settlement; excluding non-GAAP adjustments, adjusted EPS was $1.90, up 5.0% from $1.81. Shareholders get higher reported profit, though the provision for credit losses rose to $41.0 million from $14.5 million.
Net income was $124.7 million versus $105.2 million a year earlier, up 18.5%
Diluted EPS was $2.15 versus $1.81; adjusted EPS (non-GAAP) was $1.90 versus $1.81
Net interest income rose 11.2% to $306.3 million; non-interest income included a $22.0 million one-time legal settlement
Provision for credit losses was $41.0 million versus $14.5 million; the Jenius Bank deposit acquisition is expected to close in the June 2026 quarter
On April 22, 2026, Axos Bank, a subsidiary of Axos Financial, agreed to acquire individual retirement accounts from Capital One, National Association, with an aggregate deposit balance of about $3.2 billion, along with certain related assets and liabilities. The bank will pay cash equal to the deposit balance less a negotiated premium, and the filing does not disclose the premium amount because it is redacted. The deal requires approval from the Office of the Comptroller of the Currency and is expected to close later in calendar year 2026.
Acquired IRAs have an aggregate balance of approximately $3.2 billion in associated savings and certificate of deposit accounts.
Purchase price equals the aggregate deposit balance less a negotiated premium; the premium amount is redacted in Exhibit 99.1.
Closing is subject to Office of the Comptroller of the Currency approval and is expected later in calendar 2026.
Agreement is dated April 22, 2026, with Capital One, National Association; the 8-K was filed April 23, 2026.
Axos Bank, a subsidiary of Axos Financial, agreed on February 12, 2026 to acquire all U.S. consumer deposits of Jenius Bank, a digital banking business of SMBC MANUBANK, for an estimated $2.6 billion at closing. The Bank will receive cash for the acquired deposit balances, less a negotiated premium, and the deal requires Office of the Comptroller of the Currency approval. The filing does not state the premium amount, so its effect on shareholders cannot be measured from the document.
Deposits to be acquired: estimated at about $2.6 billion at closing
Seller: SMBC MANUBANK; the Bank receives cash for deposit balances, less a negotiated premium
Subject to Office of the Comptroller of the Currency approval; expected to close in late March or April 2026
Axos Financial reported fiscal second-quarter 2026 net income of $128.4 million, or $2.22 per diluted share, for the quarter ended December 31, 2025, up from $104.7 million, or $1.80 per diluted share, a year earlier. Net interest income rose 18.4% to $331.7 million, and non-interest income more than doubled to $53.4 million, which the company attributed in part to its Verdant Commercial Capital acquisition. The filing does not include updated guidance.
Net income rose 22.6% to $128.4 million; diluted EPS was $2.22 versus $1.80, and adjusted EPS was $2.25 versus $1.82.
Net interest income increased 18.4% to $331.7 million, and net interest margin was 4.94% versus 4.83% a year earlier.
Provision for credit losses rose to $25.0 million from $12.2 million, which the company said was primarily driven by loan growth and macroeconomic variables; net loans grew $1.6 billion in the quarter.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Axos Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →