Every material Form 8-K NBT Bancorp filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
NBT Bancorp made available an investor presentation that its executive management team intends to use at future meetings with investors and analysts. The filing is a Regulation FD disclosure with no financial results, guidance, or transaction details.
Filed November 3, 2026 under Item 7.01 (Regulation FD Disclosure)
Presentation slides are posted on the Investor Presentations page of the company's website at www.nbtbancorp.com
Filing is signed by Annette L. Burns, Executive Vice President and Chief Financial Officer
NBT Bancorp reported third quarter 2026 net income of $58.0 million, or $1.11 per diluted share, up from $54.5 million, or $1.03, a year earlier and $53.0 million, or $1.02, in the second quarter of 2026. The company also declared a fourth-quarter cash dividend of $0.40 per share, an 8.1% increase over the third quarter of 2025, which shareholders will receive on December 15, 2026.
Q3 2026 net income was $58.0 million, or $1.11 per diluted share, versus $54.5 million, or $1.03, in Q3 2025
Net interest margin on a fully taxable equivalent basis was 3.78%, up 5 basis points from the prior quarter
Nonperforming assets rose to 0.43% of total assets at September 30, 2026, from 0.40% at June 30, 2026
Fourth-quarter dividend of $0.40 per share is payable December 15, 2026 to holders of record as of December 1, 2026
NBT Bancorp's board increased its size to thirteen directors and appointed Kimberly A. Boynton, former President and CEO of Crouse Health, to fill the new seat effective October 1, 2026. The filing describes this as a board addition with no financial measures, and it does not change reported results.
Board expanded to thirteen directors; Boynton fills the newly created vacancy effective October 1, 2026.
Boynton, age 57, was President and CEO of Crouse Health from January 2014 until March 2023.
She is expected to serve on the Audit, Compensation and Benefits, and Risk Management Committees.
She will receive a prorated annual restricted stock unit grant and prorated annual retainers.
NBT Bancorp reported second quarter 2026 net income of $53.0 million, or $1.02 per diluted share, up from $22.5 million, or $0.44, a year earlier and $51.1 million, or $0.98, in the first quarter of 2026. The board approved a third-quarter cash dividend of $0.40 per share, an 8.1% increase over the third-quarter 2025 dividend. The year-over-year comparison is significantly affected by the Evans Bancorp acquisition completed May 2, 2025, and by $17.2 million of acquisition expenses recorded in the second quarter of 2025.
Operating diluted EPS, a non-GAAP measure, was $1.01 for Q2 2026, compared with $0.88 in Q2 2025 and $0.97 in Q1 2026.
Net interest margin on an FTE basis was 3.73%, up 14 basis points from Q2 2025.
Period end loans were $11.87 billion at June 30, 2026, up from $11.60 billion at December 31, 2025.
The $0.40 dividend is payable September 15, 2026 to stockholders of record as of September 1, 2026.
NBT Bancorp reported first quarter 2026 net income of $51.1 million, or $0.98 per diluted share, up from $36.7 million, or $0.77, a year earlier but down from $55.5 million, or $1.06, in the fourth quarter of 2025. The year-over-year comparison is significantly affected by the Evans Bancorp acquisition completed May 2, 2025. Tangible book value per share rose to $27.05 from $24.74 a year earlier.
Net income $51.1 million, or $0.98 diluted EPS, versus $36.7 million, or $0.77, in Q1 2025 and $55.5 million, or $1.06, in Q4 2025
Net interest income of $134.3 million, up 25.3% from Q1 2025 and down 0.8% from Q4 2025; net interest margin on an FTE basis was 3.72%
Nonperforming assets to total assets rose to 0.38% from 0.33% at December 31, 2025, mainly from commercial loans placed in nonaccrual status
Conference call at 10:00 a.m. Eastern on Friday, April 24, 2026
NBT Bancorp reported fourth-quarter 2025 net income of $55.5 million, or $1.06 per diluted share, up from $0.76 a year earlier, and full-year 2025 net income of $169.2 million, or $3.33 per diluted share, up from $2.97 in 2024. The board approved a first-quarter 2026 dividend of $0.37 per share, an 8.8% increase, and Chief Credit Officer and Chief Risk Officer Amy C. Wiles will step down from that role effective May 21, 2026, moving to an advisory role until her retirement in January 2027, which the company says was not the result of any disagreement.
Q4 2025 net income was $55.5 million, or $1.06 per diluted share, versus $36.0 million, or $0.76, a year earlier and $54.5 million, or $1.03, in Q3 2025.
Q4 2025 operating diluted EPS was $1.05, versus $0.77 a year earlier and $1.05 in Q3 2025.
Full-year 2025 net income was $169.2 million, or $3.33 per diluted share, versus $140.6 million, or $2.97, in 2024.
Amy C. Wiles will step down as EVP, Chief Credit Officer and Chief Risk Officer effective May 21, 2026, and retire in January 2027.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
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