Every material Form 8-K United Bankshares filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
United Bankshares reported third-quarter 2026 net income of $128.7 million, or $0.94 per diluted share, down from $131.4 million, or $0.95, in the second quarter and from $130.7 million, or $0.92, a year earlier. Net interest income hit a record $294.3 million, but noninterest income fell 20% from the prior quarter, and dollar earnings declined while per-share earnings rose from a year ago.
Q3 2026 net income $128.7 million, $0.94 diluted EPS, versus $131.4 million and $0.95 in Q2 2026 and $130.7 million and $0.92 in Q3 2025
Record net interest income of $294.3 million, up 3% from Q2 2026; net interest margin 3.86% versus 3.81%
Noninterest income fell 20% to $30.8 million from Q2 2026, driven by lower investment gains and mortgage banking income
Nine-month 2026 net income $384.3 million, or $2.77 per diluted share, versus $335.8 million and $2.36 a year earlier
United Bankshares reported record second-quarter 2026 net income of $131.4 million, or $0.95 per diluted share, up from $124.2 million, or $0.89, in the first quarter and $120.7 million, or $0.85, in the second quarter of 2025. Net interest income, the provision for credit losses and noninterest income all moved in ways that supported the higher earnings, though non-performing loans rose.
Q2 2026 net income was $131.4 million, or $0.95 per diluted share, versus $124.2 million, or $0.89, in Q1 2026 and $120.7 million, or $0.85, in Q2 2025.
Net interest income was $285.3 million, up 1% from Q1 2026 and up 4% from Q2 2025; net interest margin was 3.81%.
Non-performing loans were $110.6 million, or 0.44% of loans, at June 30, 2026, up from $102.8 million, or 0.41%, at March 31, 2026.
In Q2 2026, United repurchased about 1.5 million shares at an average price of $43.93.
United Bankshares reported first-quarter 2026 net income of $124.2 million, or $0.89 per diluted share, down from $128.8 million, or $0.91, in the fourth quarter of 2025 but up from $84.3 million, or $0.59, in the first quarter of 2025. Net interest income fell 2% from the prior quarter while noninterest income rose 10%, and the company repurchased about 1.7 million shares during the quarter at an average price of $39.92. The results were released in a press release furnished as Exhibit 99.1.
Net income $124.2 million and diluted EPS $0.89, versus $128.8 million and $0.91 in Q4 2025 and $84.3 million and $0.59 in Q1 2025
Net interest income $282.5 million, down $4.9 million (2%) from Q4 2025 and up $22.5 million (9%) from Q1 2025
Noninterest income $34.1 million, up $3.1 million (10%) from Q4 2025; noninterest expense $152.8 million
About 1.7 million shares repurchased in Q1 2026 at an average price of $39.92; cash dividend $0.38 per share
United Bankshares reported record 2025 net income of $464.6 million, or $3.27 per diluted share, up from $373.0 million, or $2.75 per diluted share, in 2024. Fourth-quarter net income was $128.8 million, or $0.91 per diluted share, slightly below the third quarter but up from the fourth quarter of 2024, and net interest income reached a record $287.5 million. Results reflect the Piedmont Bancorp acquisition completed on January 10, 2025.
Full-year 2025 net income was $464.6 million, or $3.27 per diluted share, versus $373.0 million, or $2.75, in 2024.
Q4 2025 net income was $128.8 million, or $0.91 per diluted share, versus $130.7 million, or $0.92, in Q3 2025 and $94.4 million, or $0.69, in Q4 2024.
Q4 2025 net interest income was a record $287.5 million, up 3% from Q3 2025 and 24% from Q4 2024; net interest margin was 3.83%.
Q4 2025 noninterest income was $30.9 million, down 28% from Q3 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
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