Every material Form 8-K Westamerica Bank filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Westamerica Bancorporation's board declared a quarterly cash dividend of $0.48 per share, with shareholders of record at the close of business on November 2, 2026. The company previously reported third-quarter net income of $28.2 million, or $1.22 per diluted share, for the three months ended September 30, 2026, and the dividend is payable to holders on November 13, 2026.
Quarterly cash dividend of $0.48 per common share declared October 22, 2026
Record date is November 2, 2026; payment date is November 13, 2026
Prior results: $28.2 million net income and $1.22 diluted EPS for the quarter ended September 30, 2026, reported October 15, 2026
Westamerica Bancorporation reported third quarter 2026 net income of $28.2 million, or $1.22 per diluted share, up from $27.4 million and $1.17 in the second quarter. Compared with the third quarter of 2025, net income was down 0.4% while EPS rose 8.9%, reflecting a smaller share count after buybacks.
Q3 2026 net income $28.2 million versus $27.4 million in Q2 2026; diluted EPS $1.22 versus $1.17
Net interest margin (FTE) 3.81%, up 4 basis points from Q2 2026; no provision for credit losses recognized
Noninterest income $10.7 million, up from $10.3 million in Q2, partly due to a one-time termination fee
Company retired 51 thousand common shares and paid a $0.48 per share dividend in the quarter
Westamerica Bancorporation reported second quarter 2026 net income of $27.4 million, or $1.17 per diluted share, compared with $29.1 million and $1.12 per share in the second quarter of 2025. Net income fell year over year, but per-share earnings rose because the average diluted share count dropped 9.9% to 23.3 million, reflecting share repurchases; net income was flat with the first quarter of 2026.
Q2 2026 net income $27.4 million, down 5.8% from $29.1 million in Q2 2025; flat with Q1 2026 at $27.4 million
Diluted EPS $1.17, up from $1.12 in Q2 2025 and $1.13 in Q1 2026
Net interest income (FTE) $52.7 million, down 3.5% year over year; noninterest income $10.3 million, down 0.2%
Company retired 753 thousand common shares and paid a $0.48 per share dividend in Q2 2026
Westamerica Bancorporation reported first quarter 2026 net income of $27.4 million and diluted EPS of $1.13, down from $31.0 million and $1.16 in the first quarter of 2025, but up slightly in EPS from $1.12 in the fourth quarter of 2025. Net interest income fell 6.6% year over year, and total revenue (FTE) fell 6.6% as well, so the year-over-year profit decline reflects weaker revenue.
Q1 2026 net income was $27.4 million, down 11.9% from $31.0 million in Q1 2025 and down from $27.8 million in Q4 2025.
Diluted EPS was $1.13, versus $1.16 in Q1 2025 and $1.12 in Q4 2025.
Net interest and loan fee income (FTE) was $52.7 million, down 6.6% from $56.4 million a year earlier.
The company paid a $0.46 per share dividend in Q1 2026 and retired 997 thousand shares under its repurchase plan, per the press release.
Westamerica Bancorporation's board appointed Carter Welch as an independent member of the Board of Directors on January 22, 2026, effective February 26, 2026. The filing says Mr. Welch has more than 25 years of experience in marketing and business strategy. This is a board addition rather than a financial result, so the filing gives no direct figures on the company's performance.
Board appointed Carter Welch on January 22, 2026
Appointment effective February 26, 2026, serving until a successor is nominated, qualified and elected
Welch has more than 25 years of experience in marketing and business strategy
Westamerica Bancorporation reported fourth quarter 2025 net income of $27.8 million, or $1.12 per diluted share, down from $31.7 million, or $1.19 per share, a year earlier. Results were flat with the third quarter on EPS, which was also $1.12, and included a $0.02 per-share reduction from a tax provision true-up for 2024. For full-year 2025, net income was $116.2 million, or $4.52 per share, down 16.2% and 13.1% respectively from 2024.
Q4 2025 net income $27.8 million, down 12.3% from $31.7 million in Q4 2024; diluted EPS $1.12 versus $1.19
Full-year 2025 net income $116.2 million, down 16.2%; diluted EPS $4.52 versus $5.20
Net interest income (FTE) $53.5 million, down 9.6% year over year; noninterest income $10.0 million
Company paid a $0.46 per-share dividend and retired 485 thousand common shares in Q4 2025
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