1,152 material Form 8-K filings that 918 companies we cover made with the SEC in October 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Alaska Air Group reported third-quarter 2025 total operating revenue of $3.8 billion, up 23% from a year earlier, while GAAP net income fell to $73 million, or $0.62 per share, from $236 million, or $1.84 per share. Adjusted earnings per share were $1.05, compared with $2.25 a year earlier, and the company guided to adjusted EPS of at least $0.40 for the fourth quarter and at least $2.40 for the full year. Higher revenue alongside much lower profit makes the earnings picture mixed for shareholders.
Q3 GAAP net income was $73 million ($0.62 diluted EPS), versus $236 million ($1.84) in Q3 2024.
Q3 adjusted EPS was $1.05, versus $2.25 in Q3 2024 and within the company's prior expectation of $1.00 to $1.40.
Guidance calls for fourth-quarter adjusted EPS of at least $0.40 and full-year 2025 adjusted EPS of at least $2.40.
The company repurchased 10.6 million shares for about $540 million in the nine months ended September 30, 2025, and held $2.3 billion in unrestricted cash and marketable securities.
Southside Bancshares reported third-quarter 2025 net income of $4.9 million, down 76.1% from $20.5 million a year earlier, and diluted EPS of $0.16 versus $0.68. The decline was driven by a $24.4 million net loss on the sale of available-for-sale securities, while net interest income rose 0.5% year over year to $55.7 million.
Q3 2025 net income $4.9 million vs. $20.5 million in Q3 2024; diluted EPS $0.16 vs. $0.68
Net loss on sale of AFS securities of $24.4 million, from about $325 million of securities sold, mostly in September
Net interest income $55.7 million, up $0.3 million (0.5%) year over year; net interest margin 2.81%
Board increased the buyback authorization by 1.0 million shares on October 16, 2025, to a total of 2.0 million shares
Baker Hughes reported third-quarter 2025 revenue of $7,010 million, up 1% from a year earlier, and orders of $8.2 billion, up 23%. GAAP net income attributable to Baker Hughes fell 20% to $609 million and GAAP diluted EPS was $0.61, while adjusted diluted EPS rose 3% to $0.68. The company also said it intends to acquire Chart Industries for approximately $13.6 billion.
Revenue of $7,010 million, up 1% year-over-year; Industrial & Energy Technology revenue rose 15% while OFSE revenue fell 8%.
GAAP diluted EPS of $0.61 versus $0.77 a year earlier; adjusted diluted EPS of $0.68 versus $0.67.
Orders of $8.2 billion, up 23% year-over-year, including $4.1 billion of IET orders; remaining performance obligations were $35.3 billion.
Announced intent to acquire Chart Industries for approximately $13.6 billion; conference call scheduled for October 24, 2025 at 9:30 a.m. Eastern Time.
Carpenter Technology reported first quarter fiscal 2026 results on an October 23, 2025 earnings call. Net sales rose to $733.7 million from $717.6 million a year earlier, and net income rose to $122.5 million, or $2.43 per diluted share, from $84.8 million, or $1.67. The company said it remains confident in its fiscal 2026 and fiscal 2027 earnings guidance.
Net sales were $733.7 million, up from $717.6 million in Q1 FY25 and down from $755.6 million in Q4 FY25.
Net income was $122.5 million, or $2.43 per diluted share, compared with $84.8 million, or $1.67, in Q1 FY25.
Q2 FY26 operating income for the SAO segment is expected to be $168 million to $172 million.
Fiscal 2026 adjusted free cash flow is expected to be $240 million to $280 million; Q1 adjusted free cash flow was negative $3.4 million.
Carpenter Technology reported fiscal first-quarter 2026 results for the period ended September 30, 2025, with operating income of $153.3 million, up from $113.6 million a year earlier, and diluted earnings per share of $2.43, up from $1.67. The company also issued fiscal 2026 operating income guidance of $660 million to $700 million, while adjusted free cash flow was negative $3.4 million as capital spending rose on its brownfield expansion.
Net sales were $733.7 million, up 2% from $717.6 million a year earlier.
Fiscal 2026 operating income is projected at $660 million to $700 million, a 26% to 33% increase over fiscal 2025.
Adjusted free cash flow was negative $3.4 million, compared with $13.3 million a year earlier, reflecting capital expenditures of $42.6 million.
The company repurchased $49.1 million of stock in the quarter, with $249.0 million remaining under its $400.0 million program.
Minerals Technologies reported third-quarter 2025 results on October 23, 2025. Net sales were $532 million, up 1% from a year earlier, while GAAP diluted EPS was $1.37 versus $1.45, and $1.55 excluding special items compared with $1.51. Nine-month results include a $215 million litigation reserve provision recorded in the first quarter, which produced a net loss of $55.6 million attributable to the company for the period.
Third-quarter operating income was $71 million, down 7% from $76.6 million a year earlier.
Cash flow from operations was $71 million and free cash flow was $44 million in the third quarter.
Nine-month diluted loss per share was $1.76, compared with earnings of $3.49 per share a year earlier, reflecting the $215 million provision for talc-related settlements and the Oldco bankruptcy.
Cash dividends declared were $0.11 per share in the third quarter, up from $0.10 a year earlier.
Customers Bancorp reported third-quarter 2025 net income available to common shareholders of $73.7 million, or $2.20 per diluted share, up from $55.8 million, or $1.73, in the second quarter and $42.9 million, or $1.31, a year earlier. The company also raised $163 million of common equity during the quarter, which lifted its CET1 capital ratio to 13.0%, and it said it may redeem its remaining preferred stock in the fourth quarter of 2025.
Q3 2025 net income available to common shareholders was $73.7 million, or $2.20 per diluted share, versus $55.8 million, or $1.73, in Q2 2025.
Net interest margin was 3.46% in Q3 2025, up from 3.27% in Q2 2025.
The company raised $163 million of common equity, net of issuance costs; CET1 ratio was 13.0% at September 30, 2025, compared with 12.1% at June 30, 2025.
Tangible book value per share was $59.72 at September 30, 2025, compared with $56.24 at June 30, 2025.
Sallie Mae reported third quarter 2025 results on October 23, 2025, with GAAP diluted earnings of $0.63 per share, compared with a loss of $0.23 per share in the same quarter of 2024. Net income attributable to common stock was $132 million, and the company repurchased 5.6 million shares for $166 million during the quarter. The company gave full-year 2025 guidance of $3.20 to $3.30 in GAAP diluted EPS, and the filing does not say whether this changes earlier guidance.
Q3 2025 GAAP diluted EPS of $0.63, versus a loss of $0.23 in Q3 2024
Net income attributable to common stock of $132 million, versus a loss of $50 million a year earlier
Total net charge-offs of 1.95% of average loans in repayment (annualized), down from 2.08% in Q3 2024
Full-year 2025 guidance: GAAP diluted EPS of $3.20 to $3.30 and non-interest expenses of $655 million to $675 million
Eastern Bankshares reported third quarter 2025 net income of $106.1 million, or $0.53 per diluted share, up from $100.2 million in the prior quarter, though the company said this included a GAAP tax benefit. Operating net income fell 9.3% to $74.1 million, and net interest margin declined to 3.47%, which the company attributed to higher deposit costs and lower discount accretion. The Board also approved a share repurchase of up to 11.9 million shares, about 5% of outstanding stock, and a $0.13 quarterly dividend, while the HarborOne merger is expected to close November 1, 2025.
Net income was $106.1 million, or $0.53 per diluted share, versus $100.2 million, or $0.50, in the second quarter of 2025; operating net income was $74.1 million, or $0.37 per diluted share, versus $81.7 million, or $0.41.
Net interest margin fell 12 basis points to 3.47%, and total revenue was $241.5 million versus $244.9 million in the prior quarter.
The Board approved a repurchase program of up to 11.9 million shares over 12 months, after receiving Federal Reserve non-objection on October 15, 2025.
A quarterly cash dividend of $0.13 per share is payable December 15, 2025 to holders of record on December 3, 2025; the HarborOne merger is expected to close November 1, 2025.
Hilltop Holdings reported third-quarter 2025 results in an earnings presentation furnished as Exhibit 99.1 to an 8-K dated October 23, 2025. Income attributable to Hilltop rose to $45.8 million, or $0.74 per diluted share, from $29.7 million, or $0.46, a year earlier, and revenue lines also grew year over year. For shareholders, the filing shows higher quarterly earnings and $66.3 million returned through dividends and share repurchases.
Income attributable to Hilltop was $45.8 million in Q3 2025, up 54% from $29.7 million in Q3 2024
Diluted EPS was $0.74, compared with $0.46 in Q3 2024 and $0.57 in Q2 2025
Net interest income was $112.4 million, up 7% year over year; noninterest income was $217.8 million, up 9%
Hilltop returned $66.3 million to stockholders in Q3 2025, including $55.1 million in share repurchases and $11.2 million in dividends
Hilltop Holdings reported third-quarter 2025 income to common stockholders of $45.8 million, or $0.74 per diluted share, up from $29.7 million, or $0.46 per share, a year earlier. The company also declared a $0.18 quarterly dividend and raised its stock repurchase authorization by $50.0 million to $185.0 million, which matters to shareholders because it sets a larger capital return program through January 2026.
Q3 2025 diluted EPS was $0.74, versus $0.46 in Q3 2024; noninterest income rose 8.7% to $217.8 million.
Noninterest expense rose 2.9% to $271.9 million; the mortgage origination segment posted a pre-tax loss of $7.2 million.
Hilltop repurchased $55.1 million of stock in Q3 2025 and has about $62 million of repurchase capacity left before the program expires in January 2026.
Quarterly dividend of $0.18 per share is payable November 21, 2025, to holders of record on November 7, 2025.
Phillips Edison & Company reported third-quarter 2025 net income attributable to stockholders of $24.7 million, or $0.20 per diluted share, up from $11.6 million, or $0.09, a year earlier. The company raised its full-year 2025 Core FFO, Nareit FFO and net income per share guidance ranges, which benefits shareholders if results track the new outlook.
Q3 2025 net income attributable to stockholders was $24.7 million, or $0.20 per diluted share, versus $11.6 million, or $0.09, in Q3 2024.
Q3 2025 Core FFO rose 7.3% to $90.6 million, or $0.65 per diluted share, from $84.4 million, or $0.62, a year earlier.
Full-year 2025 Core FFO per share guidance was raised to $2.57 to $2.61 from $2.55 to $2.60; Nareit FFO guidance was raised to $2.51 to $2.55 from $2.50 to $2.54.
Management will discuss results on a conference call Friday, October 24, 2025, at 12:00 p.m. Eastern Time.
Mohawk Industries reported third-quarter 2025 net earnings of $109 million, or $1.75 per diluted share, down from $162 million, or $2.55 per share, a year earlier, while net sales rose 1.4% as reported to $2.8 billion. The company expects fourth-quarter 2025 adjusted EPS of $1.90 to $2.00, which means shareholders face lower profit per share than in the prior-year quarter even though revenue grew.
Q3 2025 diluted EPS was $1.75 versus $2.55 in Q3 2024; adjusted EPS was $2.67 versus $2.90.
Net sales were $2.8 billion, up 1.4% as reported and essentially flat on an adjusted basis.
Free cash flow was $310.3 million in the quarter, and the company repurchased about $40 million of shares.
Fourth-quarter 2025 adjusted EPS is expected between $1.90 and $2.00, excluding restructuring or other one-time charges.
World Kinect reported third-quarter 2025 revenue of $9.39 billion, down 10% from a year earlier, and GAAP diluted EPS of $0.46 versus $0.57, with adjusted EPS of $0.54 versus $0.62. Nine-month results were a GAAP net loss of $334.7 million, driven by $443.1 million of goodwill and asset impairments, and the company stated that Chairman and CEO Michael Kasbar will soon step back from day-to-day operations.
Q3 2025 revenue $9.39 billion, down 10%; gross profit $250 million, down 7%
GAAP net income $26 million ($0.46 per diluted share) vs. $0.57 a year earlier; adjusted EPS $0.54 vs. $0.62
Nine months ended September 30, 2025: GAAP net loss attributable to World Kinect of $334.7 million, including $443.1 million of goodwill and other asset impairments
Land gross profit fell 20% to $81 million; Aviation gross profit rose 11% to $143 million
First Financial Bancorp reported third-quarter 2025 net income of $71.9 million, or $0.75 per diluted share, up from $70.0 million, or $0.73, in the second quarter. The company said total revenue reached a record $234 million, and nine-month diluted EPS was $2.02 compared with $1.72 a year earlier. The company also received regulatory approval for its Westfield Bank acquisition, which is expected to close November 1, 2025, while end-of-period loan balances fell $71.6 million during the quarter.
Q3 2025 net income $71.9 million, or $0.75 per diluted share, versus $70.0 million, or $0.73, in Q2 2025
Nine-month 2025 diluted EPS of $2.02 versus $1.72 for the same period in 2024
End-of-period loan balances decreased $71.6 million during the third quarter
Regulatory approval received for Westfield Bank acquisition, expected to close November 1, 2025
Associated Banc-Corp reported net income available to common equity of $122 million, or $0.73 per diluted share, for the quarter ended September 30, 2025, up from $108 million, or $0.65 per share, in the prior quarter and $85 million, or $0.56 per share, a year earlier. The company also reported record net interest income of $305 million and reiterated or updated its 2025 outlook for loan, deposit, income, expense and tax-rate measures.
Q3 2025 net income available to common equity was $122 million, or $0.73 per share, versus $108 million, or $0.65, in Q2 2025 and $85 million, or $0.56, in Q3 2024.
Net interest income was a record $305 million, up 2% from Q2 2025 and 16% from Q3 2024; net interest margin was 3.04%.
Period-end total loans were $31.0 billion and period-end deposits were $34.9 billion, up 1% and 2% from Q2 2025.
Noninterest expense was $216 million and the CET1 capital ratio was 10.33% at September 30, 2025.
Nicolet Bankshares reported third quarter 2025 net income of $42 million, or $2.73 per diluted share, up from $36 million and $2.34 in the second quarter and from $33 million and $2.10 in the third quarter of 2024. Higher net interest income and a 3.86% net interest margin drove the results, and the company repurchased $21 million of its stock during the quarter.
Net income of $42 million versus $36 million in Q2 2025 and $33 million in Q3 2024
Diluted EPS of $2.73 versus $2.34 in Q2 2025 and $2.10 in Q3 2024
Net interest margin of 3.86%, up 14 basis points from 3.72% in Q2 2025
Repurchased 155,393 common shares for $21 million in Q3 2025
Norfolk Southern reported third-quarter 2025 revenue of $3.1 billion, up $52 million or 2% from a year earlier on flat volumes. GAAP diluted earnings per share fell to $3.16 from $4.85, a comparison that includes $380 million of railway line sale gains in the prior-year quarter, while adjusted diluted earnings per share rose 2% to $3.30. The company also raised its 2025 productivity target to about $200 million from about $175 million.
Third-quarter railway operating revenues were $3.1 billion, up $52 million or 2% from third quarter 2024 on flat volumes.
GAAP diluted earnings per share were $3.16, down from $4.85 in third quarter 2024, which included railway line sale gains.
Adjusted diluted earnings per share were $3.30, up $0.05 or 2% from adjusted third quarter 2024.
The 2025 productivity target was raised to about $200 million from about $175 million.
Kinsale Capital Group reported third-quarter 2025 net income of $141.6 million, or $6.09 per diluted share, up from $114.2 million, or $4.90 per share, a year earlier. Gross written premiums rose 8.4% to $486.3 million, but premiums in its largest division, Commercial Property, fell 7.9%, which the company attributed to lower rates and increased competition.
Q3 2025 net income was $141.6 million, or $6.09 per diluted share, versus $114.2 million, or $4.90, in Q3 2024.
Nine-month 2025 net income was $365.0 million, or $15.67 per diluted share, versus $305.7 million, or $13.10, a year earlier.
Q3 combined ratio was 74.9%, compared with 75.7% in Q3 2024; underwriting income was $105.7 million.
In Q3 the company repurchased 45,627 shares for a total of $20.0 million.
Deckers reported second-quarter fiscal 2026 results for the three months ended September 30, 2025, with net sales up 9.1% to $1.431 billion and diluted earnings per share of $1.82, compared with $1.59 a year earlier. The company also issued fiscal 2026 guidance, calling for net sales of about $5.35 billion and diluted EPS of $6.30 to $6.39.
Net sales rose 9.1% to $1.431 billion; HOKA up 11.1% and UGG up 10.1%
Diluted EPS was $1.82 versus $1.59; operating income was $326.5 million versus $305.1 million
Fiscal 2026 guidance: net sales of about $5.35 billion and diluted EPS of $6.30 to $6.39
Repurchased about 2.6 million shares for $282.0 million; about $2.2 billion remained under the authorization
WSFS Financial reported third-quarter 2025 results in a press release furnished under Item 2.02, with diluted EPS of $1.37, up from $1.08 a year earlier, and net income attributable to WSFS of $76.4 million. Total net revenue rose to $270.5 million from $267.7 million a year earlier, while provision for credit losses fell to $6.6 million from $18.4 million, supporting higher profit for shareholders.
Diluted EPS of $1.37 in 3Q 2025, compared with $1.27 in 2Q 2025 and $1.08 in 3Q 2024
Net income attributable to WSFS of $76.4 million, compared with $72.3 million in 2Q 2025 and $64.4 million in 3Q 2024
Total net revenue of $270.5 million, while fee revenue fell to $86.5 million from $90.2 million in 3Q 2024
Board approved a quarterly cash dividend of $0.17 per share, payable November 21, 2025 to holders of record as of November 7, 2025
Ford reported third-quarter 2025 revenue of $50.5 billion, up 9% from a year earlier, and net income attributable to the company of $2.4 billion, compared with $0.9 billion. Adjusted EPS fell to $0.45 from $0.49, and full-year 2025 adjusted EBIT guidance of $6.0 billion to $6.5 billion now includes a Novelis fire headwind of $1.5 billion to $2.0 billion. Ford also declared a fourth-quarter dividend of 15 cents per share.
Q3 revenue $50.5 billion, up 9%; diluted EPS $0.60 vs. $0.22 a year earlier
Q3 adjusted EPS $0.45 vs. $0.49; company adjusted EBIT $2.6 billion, flat year over year
Full-year 2025 adjusted EBIT guidance $6.0 billion to $6.5 billion; adjusted free cash flow $2.0 billion to $3.0 billion
Fourth-quarter dividend of 15 cents per share, payable Dec. 1 to holders of record on Nov. 7
Nextracker reported second-quarter fiscal 2026 revenue of $905 million, up 42% from a year earlier, and GAAP diluted EPS of $0.97, up from $0.79. The company raised its fiscal 2026 revenue and adjusted EBITDA ranges, which may matter to shareholders as a sign of stronger expected demand, though the filing notes that U.S. policy changes could affect project timing and results.
Q2 FY26 revenue of $905 million, up from $636 million in Q2 FY25; GAAP diluted EPS of $0.97 versus $0.79 a year earlier and $1.04 in Q1 FY26
FY26 revenue outlook raised to $3.275 billion to $3.475 billion from $3.2 billion to $3.45 billion
FY26 adjusted EBITDA outlook raised to $775 million to $815 million from $750 million to $810 million
Cash of $845 million and no debt at quarter end; new $1 billion unsecured revolving credit facility; Capital Markets Day set for November 12
VeriSign reported third quarter 2025 revenue of $419 million, up 7.3 percent from a year earlier, with operating income of $284 million and diluted EPS of $2.27, compared with $2.07 in the same quarter of 2024. The filing contains no guidance change, and the company said it repurchased $215 million of stock and declared a $0.77 per share dividend payable November 25, 2025.
Q3 2025 revenue was $419 million, up 7.3 percent from $390.6 million in Q3 2024.
Diluted EPS was $2.27 versus $2.07 a year earlier; net income was $213 million versus $201 million.
Share repurchases totaled $215 million in the quarter, with $1.33 billion remaining under the program.
Board approved a $0.77 per share dividend, record date November 18, 2025, payable November 25, 2025.
Western Union reported third-quarter 2025 revenue of $1.03 billion, flat from the prior year period, while adjusted revenue excluding Iraq fell 1%. GAAP earnings per share dropped to $0.43 from $0.78, which included a $0.40 IRS settlement benefit in the prior year, while adjusted EPS rose to $0.47 from $0.46. The company left its full-year 2025 outlook unchanged, which keeps GAAP EPS guidance at $1.45 to $1.55 and adjusted EPS guidance at $1.65 to $1.75.
Q3 GAAP revenue was $1,032.6 million versus $1,036.0 million a year earlier, flat on a reported basis
Consumer Services revenue rose 49% to $154.6 million, while Consumer Money Transfer revenue fell 6% to $878.0 million
GAAP net income was $139.6 million, down 47% from $264.8 million, and GAAP operating income rose 22% to $201.9 million
Full-year 2025 outlook is unchanged: GAAP revenue of $4,085 million to $4,185 million and GAAP EPS of $1.45 to $1.55
Marten Transport reported third-quarter 2025 net income of $2.2 million, or 3 cents per diluted share, down from $3.8 million, or 5 cents, a year earlier, on operating revenue of $220.5 million, down 7.1%. The company said it closed the sale of its intermodal assets to Hub Group, Inc. for $51.8 million in cash, effective September 30, 2025, which it said clarifies its focus on core operations.
Q3 2025 operating revenue was $220.5 million, compared with $237.4 million in Q3 2024.
Q3 2025 net income was $2.2 million, or 3 cents per diluted share, versus $3.8 million, or 5 cents, in Q3 2024.
Nine-month 2025 net income was $13.7 million, or 17 cents per diluted share, versus $21.3 million, or 26 cents, in the 2024 period.
Intermodal assets were sold to Hub Group, Inc. for $51.8 million in cash, effective September 30, 2025.
Boyd Gaming reported third-quarter 2025 revenue of $1.0 billion, up from $961.2 million a year earlier. Net income of $1.4 billion, or $17.81 per share, was driven by a $1.4 billion after-tax gain on the sale of its FanDuel stake, while adjusted earnings were $139.1 million, or $1.72 per share, compared with $1.52 per share a year earlier. Adjusted EBITDAR fell to $321.8 million from $336.6 million, and the company returned $175 million to shareholders during the quarter.
Revenue was $1.0 billion for the third quarter of 2025, compared with $961.2 million in the third quarter of 2024.
Net income was $1.4 billion, or $17.81 per share, including a $1.4 billion after-tax gain from the FanDuel sale and $65.1 million in pretax impairment charges.
Adjusted earnings were $1.72 per share, compared with $1.52 per share a year earlier; Adjusted EBITDAR was $321.8 million versus $336.6 million.
Boyd repurchased $160 million of stock in the quarter, had about $547 million left on its authorization, and paid a $0.18 quarterly dividend on October 15, 2025.
MaxLinear reported unaudited third-quarter 2025 results with net revenue of $126.5 million, up 16% from the prior quarter and 56% from a year earlier. GAAP diluted loss per share was $0.52, wider than $0.31 in the prior quarter, while non-GAAP diluted earnings per share were $0.14, up from $0.02. The company expects fourth-quarter 2025 net revenue of approximately $130 million to $140 million.
Q3 2025 net revenue was $126.5 million, up 16% sequentially and 56% year over year.
GAAP diluted loss per share was $0.52, compared with $0.31 in Q2 2025 and $0.90 in Q3 2024.
Non-GAAP diluted earnings per share were $0.14, compared with $0.02 in Q2 2025.
Fourth-quarter 2025 net revenue is expected to be approximately $130 million to $140 million.
Knowles reported third-quarter 2025 results for the quarter ended September 30, with continuing-operations revenue up 7% year over year to $152.9 million and GAAP diluted EPS of $0.21, versus $0.10 a year earlier. The company also gave fourth-quarter guidance of $151 million to $161 million in revenue and $0.33 to $0.37 in non-GAAP diluted EPS, and said it expects 2025 full-year organic revenue growth of 6%.
Q3 2025 revenue of $152.9 million, up from $142.5 million a year earlier and $145.9 million in Q2 2025
Q3 non-GAAP diluted EPS of $0.33, versus $0.27 a year earlier; GAAP diluted EPS of $0.21
Net cash from operations was $29.1 million in Q3, down from $52.8 million a year earlier
Q4 2025 guidance: revenue of $151 million to $161 million and non-GAAP diluted EPS of $0.33 to $0.37
Comfort Systems USA reported third-quarter 2025 net income of $291.6 million, or $8.25 per diluted share, up from $146.2 million, or $4.09, a year earlier, on revenue of $2.45 billion versus $1.81 billion. The company also declared a quarterly dividend of $0.60 per share, a $0.10 increase, payable November 24, 2025.
Third-quarter revenue was $2.45 billion, compared with $1.81 billion in the same quarter of 2024.
Diluted EPS was $8.25, compared with $4.09 a year earlier; operating cash flow was $553.3 million.
Backlog was $9.38 billion as of September 30, 2025, up from $8.12 billion on June 30, 2025.
Quarterly dividend of $0.60 per share is payable November 24, 2025, to holders of record on November 13, 2025.
EastGroup Properties reported third-quarter 2025 diluted EPS of $1.26, up from $1.13, and FFO of $2.27 per share, up 6.6% from $2.13. The company narrowed its 2025 FFO per share guidance to $8.94 to $8.98 from $8.89 to $9.03 and raised its quarterly dividend 10.7% to $1.55 per share.
Q3 2025 diluted EPS was $1.26 versus $1.13 in Q3 2024; FFO was $2.27 per diluted share versus $2.13.
2025 FFO per share guidance is $8.94 to $8.98, compared with the July range of $8.89 to $9.03; 2025 EPS guidance is $4.85 to $4.89.
Quarterly dividend increased by $0.15 to $1.55 per share, an annualized rate of $6.20 per share.
Operating portfolio was 96.7% leased as of September 30, 2025; rental rates on new and renewal leases rose an average of 35.9% on a straight-line basis.
Heritage Financial Corporation (HFWA) reported third quarter 2025 net income of $19.2 million, or $0.55 per diluted share, up from $12.2 million, or $0.36, in the second quarter of 2025. Net interest margin rose to 3.64% from 3.51%, and the company declared a $0.24 quarterly dividend while it awaits the first-quarter 2026 closing of its acquisition of Olympic Bancorp, Inc.
Net income was $19.2 million, or $0.55 per diluted share, versus $12.2 million, or $0.36, in Q2 2025.
Net interest margin increased to 3.64% from 3.51% in Q2 2025; total deposits rose $73.1 million to $5.86 billion.
Quarterly cash dividend of $0.24 per share, payable November 19, 2025 to shareholders of record on November 5, 2025.
Pending acquisition of Olympic Bancorp, Inc. and its subsidiary Kitsap Bank; closing expected in the first quarter of 2026.
Tootsie Roll reported third quarter 2025 net sales of $230.6 million, up 3% from a year earlier, and net earnings of $35.7 million, up from $32.8 million. Earnings per share rose 9% to $0.49, helped by higher price realization, plant efficiencies, and a $3.4 million after-tax bond accretion adjustment, while the company said cocoa costs and tariffs continue to pressure its margins.
Third quarter net sales were $230,614,000, up $6,723,000 or 3% from $223,891,000 in third quarter 2024.
Third quarter net earnings were $35,659,000 and EPS was $0.49, compared with $32,844,000 and $0.45 a year earlier.
Nine-month net earnings were $71,261,000 and EPS was $0.98, compared with $64,318,000 and $0.87 in nine months 2024.
The company expects higher cocoa and chocolate costs to continue in fourth quarter 2025 and into 2026.
Pool Corporation reported third-quarter 2025 net sales up 1% from a year earlier to $1.5 billion, with diluted EPS up 4% to $3.40 and gross margin up 50 basis points to 29.6%. The company confirmed its full-year 2025 diluted EPS guidance range of $10.81 to $11.31, but nine-month operating income and cash flow from operations declined from the prior year.
Q3 2025 net income was $127.0 million versus $125.7 million in Q3 2024; diluted EPS was $3.40 versus $3.27.
Nine-month net sales were flat at $4.3 billion, while nine-month diluted EPS fell 3% to $9.97 from $10.30.
Nine-month net cash from operations was $285.7 million versus $488.6 million, mainly due to higher inventory investment and a $68.5 million federal tax payment deferred from 2024.
Full-year 2025 diluted EPS guidance of $10.81 to $11.31 was confirmed, including a $0.11 year-to-date ASU 2016-09 tax benefit.
First BanCorp reported third-quarter 2025 net income of $100.5 million, or $0.63 per diluted share, up from $80.2 million, or $0.50, in the second quarter and $73.7 million, or $0.45, a year earlier. The results include a one-time reversal of about $16.6 million in deferred tax valuation allowance and a $2.3 million employee retention credit benefit, which the company excluded from its adjusted figures; adjusted diluted EPS was $0.51.
Q3 2025 net income was $100.5 million, or $0.63 per diluted share, versus $80.2 million, or $0.50, in Q2 2025 and $73.7 million, or $0.45, in Q3 2024.
Adjusted diluted EPS was $0.51 for Q3 2025, excluding special items including the $16.6 million tax valuation allowance reversal.
Net interest income rose to $217.9 million from $215.9 million, and net interest margin was 4.57% versus 4.56%.
The company repurchased $50.0 million of common stock in the quarter, and its board authorized a new buyback program of up to $200 million.
Equity LifeStyle Properties reported higher third-quarter 2025 results, with net income and normalized FFO per share both up from a year earlier. It also cut its fourth-quarter seasonal and transient RV revenue outlook, citing slower reservation pace from Canadian customers, and gave full-year 2025 normalized FFO guidance of $3.01 to $3.11 per share.
Q3 2025 normalized FFO per share was $0.75, up 4.6% from $0.72 in Q3 2024; net income per share was $0.50 versus $0.44
Q4 2025 seasonal and transient RV revenue growth guidance is -12.8% to -13.8%, versus -1.0% to -2.0% in the July 2025 guidance
Full-year 2025 normalized FFO guidance is $3.01 to $3.11 per share, with Q4 guidance of $0.75 to $0.81
Preliminary 2026 MH rent increases average about 5.1% for roughly 50% of residents by October month-end
Sonic Automotive reported third quarter 2025 total revenues of $4.0 billion, up 14% and an all-time quarterly record, with gross profit of $615.5 million, also a record. Net income fell 37% to $46.8 million and diluted earnings per share fell 38% to $1.33, driven by a significant increase in medical expenses and a higher effective tax rate. The board approved a quarterly dividend of $0.38 per share, up from $0.30 a year earlier.
Total revenues of $4.0 billion rose 14% and gross profit of $615.5 million rose 13%, both all-time quarterly records.
Net income of $46.8 million fell 37%; diluted earnings per share of $1.33 fell 38%.
Excluding listed items, adjusted diluted earnings per share were $1.41, up 12%.
Board approved a $0.38 quarterly dividend, payable January 15, 2026, to stockholders of record on December 15, 2025.
Valero reported third-quarter 2025 net income attributable to stockholders of $1.1 billion, or $3.53 per share, compared with $364 million, or $1.14 per share, a year earlier. Revenues were $32.2 billion, down from $32.9 billion, while the company returned $1.3 billion to stockholders through dividends and buybacks.
Net income attributable to Valero stockholders: $1.1 billion ($3.53 per share) vs. $364 million ($1.14 per share) in Q3 2024
Adjusted net income: $1.1 billion ($3.66 per share) vs. $371 million ($1.16 per share)
Refining operating income was $1.6 billion vs. $565 million; Renewable Diesel posted a $28 million operating loss vs. $35 million of income
Returned $1.3 billion to stockholders, including $931 million for buybacks of about 5.7 million shares
Millrose Properties reported third-quarter 2025 net income of $105.1 million, or $0.63 per share, on total revenues of $179.3 million, and raised its year-end AFFO quarterly run-rate guidance to $0.74 to $0.76 per share. The company also completed $2.0 billion of senior notes offerings and reported $1.6 billion in total liquidity, while noting that net income was reduced by non-recurring debt-related expenses.
Q3 2025 net income attributable to common shareholders was $105.1 million, or $0.63 per share, including non-recurring expenses tied to the accelerated payoff of a delayed draw term loan.
Adjusted Funds From Operations (AFFO) was $122.5 million, or $0.74 per share; total revenues were $179.3 million.
Year-end AFFO quarterly run-rate guidance was raised to $0.74 to $0.76 per share, and the full-year 2025 new transaction funding target under Other Agreements was increased to $2.2 billion.
Two senior notes offerings totaled $2.0 billion, including $1.25 billion of 6.375% notes due 2030 and $750 million of 6.25% notes due 2032.
Integer Holdings reported third-quarter 2025 sales of $468 million, up 8%, and GAAP diluted EPS from continuing operations of $1.11, up from $1.01. Nine-month GAAP income from continuing operations fell 38.4%, reflecting a $46.7 million debt conversion inducement expense, and the company gave a preliminary 2026 outlook for reported sales of down 2% to up 2%.
Q3 sales were $468 million, up 8%, with organic growth of 7%; Cardio & Vascular sales rose 15%.
Q3 adjusted EPS was $1.79, up 25%; GAAP diluted EPS was $1.11, up 10%.
Nine-month GAAP income from continuing operations was $54.2 million, down 38.4%, including $46.7 million of debt conversion inducement expense.
Total debt was $1.194 billion as of September 26, 2025, a leverage ratio of 3.0 times adjusted EBITDA; preliminary 2026 adjusted EPS outlook is down 6% to up 5%.
Freeport-McMoRan reported third-quarter 2025 net income attributable to common stock of $674 million, or $0.46 per share, up from $526 million, or $0.36 per share, a year earlier, on revenues of $6.97 billion. Operations at PT Freeport Indonesia remain temporarily suspended after the September 8, 2025 mud rush incident, which killed seven team members, and copper sales came in below July 2025 guidance, so shareholders face near-term production losses and an uncertain outlook for 2026.
Third-quarter net income attributable to common stock was $674 million, $0.46 per share, versus $526 million, $0.36 per share, in third-quarter 2024; revenues were $6.97 billion versus $6.79 billion.
Third-quarter copper sales of 977 million pounds were slightly below July 2025 guidance of 990 million pounds.
Mining in Indonesia has been suspended since the September 8, 2025 mud rush incident; FCX expects minimal fourth-quarter 2025 sales from Indonesia.
Under a September 24, 2025 scenario, PTFI's 2026 production could be about 35% below pre-incident estimates; FCX plans an analyst call on November 18, 2025.
United Bankshares, Inc. (NASDAQ: UBSI) reported record earnings of $130.7 million, or $0.92 per diluted share, for the third quarter of 2025, up from $120.7 million, or $0.85 per diluted share, in the second quarter and $95.3 million, or $0.70 per diluted share, in the third quarter of 2024. Non-performing loans rose to $116.9 million from $68.3 million at June 30, 2025, mainly due to two commercial real estate loans tied to one sponsor, which shareholders should weigh alongside the earnings gain.
Q3 2025 earnings were $130.7 million, or $0.92 per diluted share, versus $120.7 million, or $0.85, in Q2 2025 and $95.3 million, or $0.70, in Q3 2024.
Net interest income was a record $280.1 million, up $5.6 million, or 2%, from Q2 2025; net interest margin was 3.80% versus 3.81% in Q2.
Non-performing loans were $116.9 million at September 30, 2025, up from $68.3 million at June 30, 2025; Q3 net charge-offs were $20.0 million, including $16.5 million on two CRE loans tied to the same sponsor.
During Q3 2025, United repurchased about 735 thousand shares of common stock at an average price of $36.04.
Valley National Bancorp reported third quarter 2025 net income of $163.4 million, or $0.28 per diluted share, up from $133.2 million ($0.22) in the second quarter and $97.9 million ($0.18) a year earlier. Net interest margin rose to 3.05%, and the provision for credit losses fell to $19.2 million, while non-accrual loans increased to $421.5 million, which shareholders may want to watch.
Net income of $163.4 million, or $0.28 per diluted share, versus $133.2 million ($0.22) in Q2 2025 and $97.9 million ($0.18) in Q3 2024
Net interest margin of 3.05%, up 4 basis points from 3.01% in Q2 2025
Non-accrual loans rose to $421.5 million (0.86% of total loans) from $354.4 million (0.72%) at June 30, 2025
Provision for credit losses on loans was $19.2 million, down from $37.8 million in Q2 2025; the company repurchased 1.3 million shares at an average $9.38 in Q3
Darling Ingredients reported third-quarter 2025 net income of $19.4 million, or $0.12 per diluted share, up from $16.9 million, or $0.11, a year earlier, on net sales of $1.6 billion, up from $1.4 billion. Nine-month net income fell to $5.9 million from $177.0 million, mainly due to lower earnings at Diamond Green Diesel, and the company will now give full-year guidance only for its core ingredients business, not for the fuel segment.
Q3 2025 net income attributable to Darling was $19.4 million ($0.12 per diluted share), versus $16.9 million ($0.11) in Q3 2024.
Q3 combined Adjusted EBITDA was $244.9 million, up from $236.7 million; year-to-date it was $690.2 million, down from $790.4 million.
Diamond Green Diesel had a Q3 net loss of $80.6 million; Darling's share of DGD Adjusted EBITDA was negative $2.9 million.
For full-year 2025, core ingredients Adjusted EBITDA is estimated at approximately $875-900 million; no combined guidance was given.
World Acceptance reported a fiscal 2026 second-quarter net loss of $1.9 million, or $0.38 per diluted share, compared with net income of $22.1 million, or $3.99 per share, a year earlier. Total revenues rose 2.3% to $134.5 million, and gross loans grew 1.5% year over year, the first annual growth since September 2022. The loss reflected a $24.0 million rise in share-based compensation, $3.7 million in early bond redemption expenses, and higher credit loss provisions, so shareholders face lower reported profit this quarter.
Net loss of $1.9 million, or $0.38 per diluted share, versus net income of $22.1 million, or $3.99 per share, in the prior-year quarter
Total revenues increased 2.3% to $134.5 million; gross loans outstanding reached $1.32 billion at September 30, 2025
Early redemption of remaining bonds resulted in $3.7 million of expenses; general and administrative expenses rose 55.3% to $72.0 million
Repurchased 385,867 shares, or 7.4% of outstanding stock, for about $66.6 million during the quarter
S&T Bancorp reported third-quarter 2025 net income of $35.0 million, or $0.91 per diluted share, up from $31.9 million, or $0.83 per share, in the second quarter and $32.6 million, or $0.85 per share, a year earlier. Net interest margin rose to 3.93%, but nonperforming assets increased to $49.6 million from $21.3 million in the prior quarter.
Q3 2025 net income $35.0 million, or $0.91 per diluted share, versus $0.83 in Q2 2025 and $0.85 in Q3 2024
Net interest margin (FTE) expanded 5 basis points to 3.93% from 3.88% in Q2 2025
Nonperforming assets rose $28.3 million to $49.6 million, or 0.62% of total loans plus OREO, from 0.27% at June 30, 2025
Nine-month diluted EPS was $2.60, compared with $2.55 for the same period in 2024
Bread Financial reported third-quarter 2025 net income of $188 million, up from $2 million a year earlier, with diluted earnings of $3.96 per share versus $0.05. Revenue fell 1% to $971 million, while the board declared a $0.23 quarterly dividend and approved a $200 million increase to the share repurchase authorization, leaving $340 million remaining after the October repurchases, per the company.
Q3 2025 net income of $188 million versus $2 million in Q3 2024; diluted EPS of $3.96 versus $0.05 (total company)
Adjusted diluted EPS of $4.02 versus $1.84 a year earlier, a non-GAAP measure
Revenue of $971 million, down 1% from $983 million; 2025 revenue expected to be relatively flat versus 2024, excluding any portfolio sale gain
Quarterly dividend of $0.23 per share, payable December 12, 2025 to holders of record on November 7, 2025; buyback authorization increased by $200 million
Euronet reported third quarter 2025 results on October 22, 2025, with revenue up 4% year over year to $1,145.7 million. GAAP diluted earnings per share fell to $2.75 from $3.21, while adjusted EPS rose 19% to $3.62, a non-GAAP measure. The company said it expects 2025 adjusted EPS growth of 12% to 16%, consistent with its prior range.
Revenue of $1,145.7 million, up 4% from $1,099.3 million (up 1% on a constant currency basis)
Net income attributable to Euronet of $122.0 million, or $2.75 diluted EPS, versus $151.5 million, or $3.21, a year earlier
Adjusted EPS of $3.62, up 19% from $3.03
2025 adjusted EPS growth outlook of 12% to 16% year over year; $1.0 billion convertible notes offering completed in the third quarter
AutoNation reported third quarter 2025 revenue of $7.0 billion, up 7% from a year ago, with diluted EPS of $5.65 versus $4.61 and adjusted EPS of $5.01 versus $4.02. GAAP EPS includes $40 million of cybersecurity insurance recoveries, which the company excludes from adjusted EPS, and the company repurchased $181 million of stock during the quarter.
Revenue of $7.0 billion, up 7% year over year; net income of $215.1 million, up 16%
Diluted EPS of $5.65 versus $4.61; adjusted diluted EPS of $5.01 versus $4.02
Adjusted EPS excludes $40 million of cybersecurity insurance recoveries and $8 million of acquisition-related expenses
About $338 million of share repurchase authorization remained as of October 21, 2025
Visteon reported third-quarter 2025 net sales of $917 million, down 6% from a year earlier, while net income attributable to Visteon rose to $57 million from $39 million and diluted EPS rose to $2.04 from $1.40. Adjusted EPS fell to $2.15 from $2.26, and the company kept its full-year 2025 guidance, saying sales are tracking below the midpoint of the range.
Q3 2025 net sales were $917 million, down 6% year over year, driven by lower Battery Management Systems sales in the U.S., weaker sales in China and unplanned JLR downtime in September
Diluted EPS was $2.04 versus $1.40 a year earlier; adjusted EPS was $2.15 versus $2.26
Full-year 2025 guidance maintained: sales of $3.70 billion to $3.85 billion, adjusted EBITDA of $475 million to $505 million, adjusted free cash flow of $195 million to $225 million; sales tracking below midpoint
Net cash was $459 million at September 30, 2025; the company paid its first quarterly dividend
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