1,152 material Form 8-K filings that 918 companies we cover made with the SEC in October 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
PG&E Corporation reported third-quarter 2025 results that were higher than a year earlier, with GAAP earnings of $0.37 per diluted share and non-GAAP core earnings of $0.50 per share. The company narrowed its 2025 non-GAAP core EPS guidance to $1.49 to $1.51 and initiated 2026 guidance of $1.62 to $1.66 per share, which gives shareholders a first look at next year's expected earnings range.
Q3 2025 GAAP EPS was $0.37 per diluted share, up from $0.27 in Q3 2024; operating revenues were $6.25 billion, up from $5.94 billion.
Q3 2025 non-GAAP core EPS was $0.50, compared with $0.37 in Q3 2024; non-core items totaled $295 million after tax, or $0.13 per share.
2025 non-GAAP core EPS guidance was narrowed to $1.49 to $1.51 from $1.48 to $1.52 per share.
2026 non-GAAP core EPS guidance was initiated at $1.62 to $1.66 per share, and at least 9% annual core EPS growth was reaffirmed for 2027 to 2030.
Oceaneering reported third quarter 2025 results, with revenue up 9% to $743 million and net income up 73% to $71.3 million, or $0.71 per diluted share, versus $0.40 a year earlier. The company also gave fourth quarter 2025 consolidated EBITDA guidance of $80 million to $90 million, expects fourth quarter revenue to be lower than a year earlier, and initiated full-year 2026 consolidated EBITDA guidance of $390 million to $440 million.
Q3 2025 revenue rose 9% to $743 million; operating income rose 21% to $86.5 million
Net income was $71.3 million, or $0.71 per diluted share, compared with $0.40 in Q3 2024
Q4 2025 consolidated EBITDA is forecast at $80 million to $90 million, with revenue expected to be lower than Q4 2024
Initial 2026 consolidated EBITDA guidance is $390 million to $440 million; a conference call is set for October 23, 2025 at 10:00 a.m. Central Time
Kaiser Aluminum reported preliminary unaudited third quarter 2025 results, with net income of $40 million, or $2.38 per diluted share, up from $9 million, or $0.54, a year earlier. The company also raised its full-year 2025 Adjusted EBITDA outlook to a 20% to 25% year-over-year improvement, citing stronger underlying performance and rising metal prices, partly offset by start-up costs for strategic investments.
Net sales rose to $844 million from $748 million, while conversion revenue fell 3% to $351 million and shipments fell 8%.
Adjusted EBITDA was $81 million, up from $46 million, and Adjusted EBITDA margin was 23.2%, up from 12.7%.
Full-year 2025 Adjusted EBITDA is now expected to improve 20% to 25% year-over-year.
Net debt leverage ratio improved to 3.6x as of September 30, 2025, from 4.3x at December 31, 2024.
CACI reported results for its fiscal first quarter ended September 30, 2025, with revenues of $2.3 billion, up 11.2% year over year, and diluted EPS of $5.63, up 5.6%. Adjusted diluted EPS rose 15.5% to $6.85, and contract awards totaled $5.0 billion. The company left its fiscal 2026 guidance unchanged, which means shareholders have no new full-year outlook beyond the prior range.
Revenues were $2,287.6 million, up 11.2%, with 5.5% organic growth.
Net income was $124.8 million, up 3.9%; diluted EPS was $5.63, up 5.6%.
Fiscal 2026 guidance is unchanged: revenues of $9.2 billion to $9.4 billion, adjusted diluted EPS of $27.13 to $28.03, and free cash flow of at least $710 million.
Total backlog was $33.9 billion as of September 30, 2025, up 4.6%; the conference call is set for October 23, 2025 at 8:00 AM Eastern.
WesBanco reported third-quarter 2025 net income available to common shareholders of $81.0 million, or $0.84 per diluted share, up from $34.7 million, or $0.54, a year earlier. Results reflect the Premier Financial Corp. acquisition, which closed February 28, 2025, and the company plans to close 27 financial centers in January 2026. For the nine months, diluted EPS was $1.39 versus $1.54, reflecting a day one provision for credit losses and other acquisition-related expenses.
Third-quarter net income available to common shareholders was $81.0 million, versus $34.7 million a year earlier; diluted EPS was $0.84, versus $0.54.
Adjusted diluted EPS, excluding after-tax restructuring and merger-related expenses, was $0.94, versus $0.56 (non-GAAP).
Net interest margin was 3.53%, up 58 basis points year over year; total deposits were $21.3 billion at September 30, 2025.
The company will close 27 locations, expected to be completed during January 2026, with about $6 million in net pre-tax savings phased in during the first half of 2026 and about $8 million in total restructuring charges.
Banc of California reported third quarter 2025 diluted earnings per share of $0.38, or $59.7 million in net earnings available to common stockholders, up from $0.12 in the second quarter. The second quarter included a $20.2 million net-of-tax provision tied to loans transferred to held for sale. Total revenue rose 5% to $287.7 million, pre-tax pre-provision income rose 17% to $102.0 million, and noninterest expense was flat at $185.7 million.
Net interest margin was 3.22%, up 12 basis points from 3.10% in the second quarter
Provision for credit losses was $9.7 million in the third quarter, down from $39.1 million in the second quarter
Repurchased 2.2 million shares for $35.5 million in the third quarter and 13.6 million shares for $185.5 million year to date
Book value per share was $19.09 and tangible book value per share was $16.99, each up 3% from the second quarter
O'Reilly Automotive reported third-quarter 2025 sales of $4.71 billion, up 8%, with operating income up 9% to $976 million and diluted earnings per share up 12% to $0.85. It raised its full-year comparable store sales guidance to 4.0% to 5.0%, but lowered its operating cash flow guidance to $2.6 billion to $3.0 billion because renewable energy tax credits were paid earlier than planned. Shareholders also have about $820 million remaining under the current share repurchase authorization.
Q3 sales rose $341 million, or 8%, to $4.71 billion; operating income rose 9% to $976 million.
Diluted EPS was $0.85, up 12% from $0.76; comparable store sales rose 5.6%.
Full-year comparable store sales guidance raised to 4.0% to 5.0%; operating cash flow guidance cut to $2.6 billion to $3.0 billion.
The company repurchased $420 million of stock in Q3 and had about $820 million left under its authorization.
Getty Realty reported third quarter 2025 net earnings of $0.40 per diluted share, up from $0.27 a year earlier, and raised its full-year 2025 AFFO per share guidance to $2.42 to $2.43 from $2.40 to $2.41. The company attributed the increase to year-to-date investment activity, which totaled $236.8 million at a 7.9% initial cash yield.
Q3 2025 net earnings were $23.3 million, or $0.40 per diluted share, versus $15.3 million, or $0.27, in Q3 2024.
Q3 2025 AFFO was $0.62 per diluted share, up from $0.59; FFO was $0.66, up from $0.56.
2025 AFFO guidance raised to $2.42 to $2.43 per diluted share from $2.40 to $2.41.
Committed investment pipeline of more than $75.0 million for 22 properties as of October 22, 2025.
FirstEnergy reported third-quarter 2025 GAAP earnings of $441 million, or $0.76 per share, on revenue of $4.1 billion, up from $419 million and $3.7 billion a year earlier. The company narrowed its 2025 Core EPS guidance to $2.50 to $2.56 per share, within the upper half of its original $2.40 to $2.60 range, and raised its 2025 capital investment plan to $5.5 billion, while affirming a 6-8% annual Core Earnings growth target through 2029.
Q3 2025 Core EPS was $0.83, up 9% from $0.76 in Q3 2024; year-to-date Core EPS was $2.02, up 15% from $1.76.
2025 Core EPS guidance narrowed to $2.50 to $2.56 per share, versus the original $2.40 to $2.60 range.
2025 capital investment plan increased 10%, from $5.0 billion to $5.5 billion.
Company affirmed a 6-8% compounded annual Core Earnings growth rate target for 2025 through 2029.
Plexus reported fiscal fourth-quarter 2025 revenue of $1.058 billion, up from $1.051 billion a year earlier, and GAAP diluted EPS of $1.87, up from $1.48. Full-year fiscal 2025 revenue was $4.033 billion and GAAP diluted EPS was $6.26, compared with $3.961 billion and $4.01 in fiscal 2024. The company also guided fiscal first-quarter 2026 revenue to $1.050 billion to $1.090 billion, which points to continued growth for shareholders.
Q4 non-GAAP diluted EPS of $2.14 exceeded the company's guidance range of $1.82 to $1.97; Q4 GAAP operating margin was 5.0% vs 5.1% a year earlier
Fiscal 2025 free cash flow was $154 million, and the company purchased $65.0 million of its shares
Fiscal Q1 2026 guidance: revenue of $1.050 billion to $1.090 billion and GAAP diluted EPS of $1.40 to $1.55
Kinder Morgan reported preliminary third-quarter 2025 results, with revenues of $4,146 million versus $3,699 million a year earlier and net income attributable to KMI of $628 million versus $625 million. Earnings per share were flat at $0.28, while Adjusted EPS rose 16% to $0.29, and the company said it expects to exceed its 2025 budget, partly due to the Outrigger Energy II acquisition.
Q3 revenues $4,146 million vs. $3,699 million in Q3 2024; net income attributable to KMI $628 million vs. $625 million
EPS $0.28, flat year over year; Adjusted EPS $0.29, up 16%; Adjusted EBITDA $1,991 million, up 6%
Board approved a Q3 dividend of $0.2925 per share, payable November 17, 2025, a 2% increase over Q3 2024
Company expects to exceed its 2025 budget, primarily due to contributions from the Outrigger Energy II acquisition that closed in Q1 2025
Selective Insurance Group reported third-quarter 2025 net income of $1.85 per diluted share, up from $1.47 a year earlier, and its combined ratio improved to 98.6% from 99.5%. The Board also approved a new $200 million share repurchase program effective October 27, 2025, replacing a prior $100 million program, and the company raised its quarterly dividend 13% to $0.43 per share.
Q3 net income per diluted share was $1.85 versus $1.47; non-GAAP operating income per share was $1.75 versus $1.40.
Net premiums written rose 4% to $1,207.9 million; the combined ratio was 98.6% versus 99.5%.
Full-year GAAP combined ratio outlook of 97% to 98% was unchanged; after-tax net investment income guidance rose to $420 million from $415 million.
New $200 million buyback has no expiration date; the prior program stops after October 24, 2025.
Stewart Information Services Corp. reported third quarter 2025 total revenues of $796.9 million, up from $667.9 million a year earlier, and net income attributable to Stewart of $44.3 million, or $1.55 per diluted share, compared with $30.1 million, or $1.07 per share, in the prior year quarter. Revenue and profit both improved, and the filing contains no guidance change.
Q3 2025 total revenues $796.9 million vs. $667.9 million in Q3 2024
Net income attributable to Stewart $44.3 million ($1.55 per diluted share) vs. $30.1 million ($1.07)
Adjusted diluted EPS $1.64 vs. $1.17 in the prior year quarter; earnings call set for October 23, 2025 at 8:30 a.m. Eastern
ARMOUR Residential REIT reported unaudited third-quarter 2025 GAAP net income available to common stockholders of $156.3 million, or $1.49 per share, compared with a loss in the second quarter. Distributable Earnings were $75.3 million, or $0.72 per common share, down from $0.77 in Q2, and book value per common share rose to $17.49 at September 30, 2025. Shareholders receive the results alongside a $0.24 monthly common dividend.
GAAP net income available to common stockholders was $156.3 million, or $1.49 per share, versus a loss of $78.6 million, or $0.94 per share, in Q2 2025.
Distributable Earnings were $75.3 million, or $0.72 per common share, versus $64.9 million, or $0.77 per share, in Q2 2025.
Book value per common share was $17.49 at September 30, 2025, up from $16.90 at June 30, 2025.
Common dividend of $0.24 per share will be paid October 30, 2025, and another $0.24 is payable November 28, 2025.
Globe Life reported third quarter 2025 results on October 22, 2025, with net income of $4.73 per diluted share, up from $3.44 a year earlier, and net operating income of $4.81 per diluted share, up from $3.49. The company also gave 2025 net operating income guidance of $14.40 to $14.60 per diluted share and a 2026 range of $14.60 to $15.30 per share, which shareholders can compare with their own expectations. The results include a $134.3 million pre-tax remeasurement gain from updated assumptions, compared with $46.3 million a year earlier.
Q3 2025 net income was $387.8 million, or $4.73 per diluted share, versus $3.44 in Q3 2024.
Net operating income was $4.81 per diluted share, up 38% from $3.49, per the release.
Insurance underwriting income rose 30% to $503.1 million; life underwriting margin rose 24%.
2025 net operating income guidance is $14.40 to $14.60 per diluted share; 2026 guidance is $14.60 to $15.30.
Annaly Capital Management reported third-quarter 2025 results on October 22, 2025, with GAAP net income of $1.21 per average common share, up from $0.03 in the prior quarter. Earnings available for distribution were $0.73 per share, unchanged from the second quarter and up from $0.66 a year earlier, and book value per common share rose to $19.25 from $18.45. The company declared a $0.70 per share dividend, and the filing says earnings again exceeded that dividend.
GAAP net income of $1.21 per average common share, versus $0.03 in Q2 2025 and $0.05 in Q3 2024
Earnings available for distribution of $0.73 per share, versus $0.73 in Q2 2025 and $0.66 in Q3 2024
Book value per common share of $19.25 at September 30, 2025, versus $18.45 at June 30, 2025
Economic return of 8.1% for Q3 2025 and 11.5% year-to-date; quarterly dividend of $0.70 per share
Medpace reported third-quarter 2025 revenue of $659.9 million, up 23.7% from a year earlier, and GAAP diluted earnings per share of $3.86, up from $3.01. Net income margin slipped to 16.8% from 18.1%, and the filing gives 2025 revenue and EPS forecasts but no prior forecast to compare them with.
Q3 2025 revenue $659.9 million, up 23.7% from $533.3 million; EBITDA $148.4 million, up 24.9%
Q3 net new business awards $789.6 million, up 47.9%, for a book-to-bill ratio of 1.20x
Q3 GAAP net income $111.1 million, or $3.86 per diluted share, vs $96.4 million, or $3.01, a year earlier
2025 guidance: revenue $2.480 billion to $2.530 billion and GAAP diluted EPS $14.60 to $14.86
First American Financial reported third quarter 2025 results on October 22, 2025, with total revenue of $2.0 billion, up 41% from a year earlier, and net income of $190 million, or $1.84 per diluted share, compared with a net loss of $104 million in the prior-year quarter. Adjusted EPS was $1.70 versus $1.34 a year earlier, and the company raised its annual common dividend by 2% to $2.20 per share.
Net income of $190 million, or $1.84 per diluted share, versus a net loss of $104 million, or $1.00 per share, in Q3 2024
Adjusted EPS of $1.70, compared with $1.34 in the third quarter of 2024
Title Insurance and Services adjusted pretax margin of 12.9%, versus 11.6% a year earlier
Annual dividend rate raised 2% to $2.20 per share; company repurchased 597,726 shares for $34 million
Raymond James reported fiscal fourth-quarter net revenues of $3.73 billion, up 8% from a year earlier, and net income available to common shareholders of $603 million, or $2.95 per diluted share, roughly flat with $601 million a year earlier. For fiscal 2025, net revenues rose 10% to $14.07 billion and diluted earnings per share rose 6% to $10.30, and the company repurchased $350 million of its common stock in the quarter.
Fiscal Q4 net revenues of $3.73 billion, up 8% year over year; net income available to common shareholders of $603 million, or $2.95 per diluted share, versus $601 million a year earlier
Fiscal 2025 net revenues of $14.07 billion, up 10%; diluted earnings per share of $10.30, up 6% from $9.70
Repurchased $350 million of common stock in the fiscal fourth quarter; $399 million remained under the repurchase authorization as of September 30, 2025
Announced acquisition of GreensLedge Holdings LLC, expected to close later in fiscal 2026
Essential Properties Realty Trust reported third quarter 2025 results on October 22, 2025, with diluted net income per share of $0.33, up from $0.27 a year earlier, and AFFO per share of $0.48, up 12%. The company raised its 2025 AFFO per share guidance to $1.87 to $1.89 and issued 2026 guidance of $1.98 to $2.04 per share, which affects shareholders' expectations for future cash earnings.
Q3 2025 total revenues were $144.9 million, up from $117.1 million in Q3 2024
Closed $369.8 million of investments across 87 properties at an 8.0% weighted average cash cap rate
2025 AFFO per share guidance raised to $1.87 to $1.89, with 2026 AFFO guidance of $1.98 to $2.04
Quarterly dividend of $0.30 per share was paid October 14, 2025; management will hold a conference call October 23, 2025 at 10:00 a.m. ET
Goosehead Insurance reported third-quarter 2025 results for the period ended September 30, 2025, with total revenue up 16% to $90.4 million and net income of $12.7 million versus $12.6 million a year earlier. Adjusted EPS fell 8% to $0.46 and the adjusted EBITDA margin slipped to 33% from 34%, while the company repurchased $58.7 million of shares and reaffirmed full-year 2025 revenue guidance of $350 million to $385 million.
Total revenue rose 16% to $90.4 million; core revenue rose 14% to $83.9 million.
Net income was $12.7 million versus $12.6 million; basic EPS was flat at $0.31 and adjusted EPS fell 8% to $0.46.
Adjusted EBITDA rose to $29.7 million from $26.1 million; adjusted EBITDA margin was 33% versus 34%.
The company repurchased $58.7 million of shares in the quarter at an average price of $85.58; $40.8 million remains under the authorization.
Las Vegas Sands reported third-quarter 2025 net revenue of $3.33 billion and net income of $491 million, up from $2.68 billion and $353 million a year earlier. The board also raised the stock repurchase authorization to $2.0 billion and approved a $0.20 increase in the recurring annual dividend to $1.20 per share for 2026, which affects how much capital is returned to shareholders.
Net revenue was $3.33 billion, compared with $2.68 billion in the third quarter of 2024.
Net income was $491 million, compared with $353 million; diluted EPS was $0.61, compared with $0.38.
Consolidated adjusted property EBITDA was $1.34 billion, compared with $991 million.
On October 21, 2025, the board raised the remaining buyback authorization to $2.0 billion, and the company repurchased $500 million of stock in the quarter.
WD-40 reported fourth-quarter and full-year fiscal 2025 results for the year ended August 31, 2025, with net sales up 5% for both the quarter and the year. Full-year net income rose 31% to $91.0 million, but that figure includes an $11.9 million one-time tax benefit, and excluding it net income rose 14%. The company also projected fiscal 2026 net sales of $630 million to $655 million and diluted EPS of $5.75 to $6.15, and said it plans to fully use its remaining buyback authorization.
Fiscal 2025 net sales were $620.0 million, up 5%; diluted EPS was $6.69 versus $5.11, or $5.82 excluding a $0.87 tax benefit
Fourth-quarter net sales were $163.5 million, up 5%, and diluted EPS was $1.56 versus $1.23, up 27%
Fiscal 2026 guidance: net sales of $630 million to $655 million and diluted EPS of $5.75 to $6.15; $29.6 million remained under the buyback plan as of August 31, 2025
SouthState Bank reported third-quarter 2025 results on October 22, 2025, with diluted earnings per share of $2.42 and net income of $246.6 million, up from $1.86 and $143.2 million in the third quarter of 2024. The Board also declared a quarterly cash dividend of $0.60 per share, up from $0.54 in the prior quarter, payable November 14, 2025.
Diluted EPS of $2.42 for the quarter, versus $2.11 in the second quarter of 2025; adjusted diluted EPS (non-GAAP) was $2.58
Net income of $246.6 million, versus $143.2 million a year earlier
Net interest margin of 4.05%, versus 3.39% in the third quarter of 2024
Dividend of $0.60 per share payable November 14, 2025 to shareholders of record as of November 7, 2025; earnings call set for October 23, 2025 at 9 a.m. ET
Texas Capital Bancshares reported third-quarter 2025 results on October 22, 2025, with net income available to common stockholders of $100.9 million, or $2.18 per diluted share, up from $73.0 million, or $1.58 per share, in the second quarter. The company described these as record-level results and reported a 12.1% CET1 capital ratio, which supports its capacity to return capital to shareholders.
Net income available to common stockholders was $100.9 million, or $2.18 per diluted share, versus $73.0 million, or $1.58, in Q2 2025 and a net loss of $65.6 million in Q3 2024
Net interest margin rose 12 basis points from Q2 to 3.47%; net interest income was $271.8 million
Provision for credit losses was $12.0 million and net charge-offs were $13.7 million; criticized loans fell to $529.7 million from $637.5 million in Q2
During Q3 2025 the company repurchased 87,087 shares for $7.1 million at a weighted average price of $80.49
SEI Investments reported third-quarter 2025 revenue of $578.5 million, up 8% from a year earlier, and operating income of $160.0 million, up 11%. Diluted earnings per share rose 9% to $1.30, and operating margin reached 28%, which shareholders may view as evidence of improving profitability.
Q3 2025 revenue was $578.5 million, up from $537.4 million in Q3 2024.
Diluted EPS was $1.30 versus $1.19 a year earlier; the company said the net impact of one-time items on EPS was negligible.
SEI repurchased 1.6 million shares for $141.6 million in Q3 2025 at an average price of $90.02 per share.
Q3 included $0.02 per share of M&A expenses tied to the planned acquisition of Stratos.
City Holding reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the quarter ended September 30, 2025, up from $29.8 million and $2.02 a year earlier. The company also raised its quarterly cash dividend to $0.87 per share from $0.79, a 10.0% increase, which is payable October 31, 2025 to holders of record as of October 15, 2025.
Net income available to common shareholders was $35.2 million in Q3 2025, versus $33.4 million in Q2 2025 and $29.8 million in Q3 2024.
Diluted EPS was $2.41, compared with $2.29 in Q2 2025 and $2.02 in Q3 2024.
Net interest margin rose to 4.04% from 3.95% in Q2 2025; gross loans reached $4.41 billion at September 30, 2025.
Quarterly dividend increased to $0.87 per share from $0.79, declared September 24, 2025 and payable October 31, 2025.
Construction Partners preliminarily reported fiscal 2025 revenue of $2.800 billion to $2.820 billion, up from $1.824 billion in fiscal 2024, with net income of $101.0 million to $101.8 million versus $68.9 million a year earlier. It also issued a fiscal 2026 outlook calling for revenue of $3.400 billion to $3.500 billion and Adjusted EBITDA of $520.0 million to $540.0 million, and it said the preliminary figures are unaudited and may change at year-end.
Fiscal 2025 Adjusted EBITDA expected at $421.0 million to $425.0 million, versus $220.6 million in fiscal 2024; Adjusted EBITDA margin 15.0% to 15.1%, versus 12.1%
Fiscal 2026 outlook: net income of $150.0 million to $155.0 million and Adjusted EBITDA margin of 15.3% to 15.4%
Project backlog approximately $3.0 billion at September 30, 2025, versus $1.96 billion a year earlier
Analyst Day webcast set for October 22, 2025, at approximately 10:00 a.m. Eastern Time
OFG Bancorp reported results for the quarter ended September 30, 2025, with diluted EPS of $1.16, up from $1.15 in the prior quarter and $1.00 a year earlier. Total core revenues rose to $184.0 million from $174.1 million in the year-earlier quarter, while credit provisions and net charge-offs increased from the prior quarter, which shareholders should weigh alongside the profit gain.
Diluted EPS of $1.16 vs. $1.15 in 2Q25 and $1.00 in 3Q24; the CEO said EPS grew 16% year-over-year
Total core revenues of $184.0 million vs. $182.2 million in 2Q25 and $174.1 million in 3Q24
Total provision for credit losses of $28.3 million vs. $21.7 million in 2Q25; net charge-offs of $20.2 million (1.00% of average loans)
Company repurchased 477,600 common shares for $20.4 million in the quarter; tangible book value per share was $28.92
Stifel reported third-quarter 2025 net revenues of $1.43 billion, up from $1.22 billion a year earlier, with net income available to common shareholders of $202.1 million, or $1.84 per diluted share, versus $1.34 a year ago. Investment banking revenue rose 33%, and the company repurchased $31.2 million of its common stock during the quarter, which supports per-share results for shareholders.
Net revenues of $1.43 billion for Q3 2025, up 16.7% from $1.22 billion in Q3 2024
GAAP diluted EPS of $1.84 vs $1.34 a year ago; non-GAAP diluted EPS of $1.95 vs $1.50
Investment banking revenues of $323.5 million, up 33%; advisory revenues up 31%
Repurchased $31.2 million of common stock in Q3; quarterly dividend of $0.46 per share declared
Lithia Motors reported third-quarter 2025 revenue of $9.7 billion, up 5% from a year earlier, and diluted earnings per share of $8.61, up 11%. Adjusted diluted EPS was $9.50, up 17%, after excluding non-core items worth $0.89 per share, while GAAP net income was $219 million, down 1.1%. The company also declared a $0.55 per share dividend and repurchased 5.1% of its outstanding shares in the quarter.
Q3 2025 revenue $9.7 billion, up 5% from $9.2 billion; diluted EPS $8.61 vs. $7.73 a year earlier
Adjusted diluted EPS $9.50, up 17% from $8.14; GAAP net income $219 million, down 1.1%
Dividend of $0.55 per share payable November 21, 2025 to holders of record November 7, 2025
Repurchased about 1,312,000 shares in Q3 at a weighted average price of $312; about $889.3 million remains under the authorization
United Community Banks reported third-quarter 2025 net income of $91.5 million and diluted EPS of $0.70, up from $0.38 in the year-earlier quarter, which included losses from a manufactured housing loan sale. Total revenue rose 27% year over year to $276.8 million, and operating EPS was $0.75, up 32%. Noninterest expenses rose from the second quarter, but the filing shows higher earnings and revenue for shareholders.
Net income of $91.5 million and pre-tax, pre-provision income of $126.0 million, both up from the second quarter
Total revenue of $276.8 million, up 27% year over year; net interest margin of 3.58%, up eight basis points from the second quarter
Provision for credit losses fell to $7.9 million from $14.4 million a year earlier
Quarterly common dividend increased to $0.25 per share, up 4% year over year; all preferred stock redeemed, with a book value of $88.3 million
Wabtec reported third quarter 2025 sales of $2.89 billion, up 8.4%, with GAAP diluted EPS of $1.81 (up 11.0%) and adjusted diluted EPS of $2.32 (up 16.0%). The company raised its 2025 adjusted EPS guidance to $8.85 to $9.05, up $0.10 at the midpoint, while its full-year revenue outlook of $10.925 billion to $11.225 billion was unchanged. Cash from operations fell to $367 million from $542 million, which the company partly attributed to higher tariffs and working capital.
Q3 2025 sales were $2.89 billion, up 8.4%; GAAP EPS was $1.81 and adjusted EPS was $2.32.
2025 adjusted EPS guidance was raised and tightened to $8.85 to $9.05, up $0.10 at the midpoint.
Full-year 2025 revenue guidance of $10.925 billion to $11.225 billion was continued, not changed.
Q3 cash from operations was $367 million versus $542 million a year earlier; 12-month backlog rose 8.4% to $8,267 million.
Old National Bancorp reported third-quarter 2025 net income applicable to common shares of $178.5 million, or $0.46 per diluted share, compared with $121.4 million, or $0.34, in the second quarter of 2025. Results include $69.3 million of pre-tax merger-related charges, and adjusted diluted EPS was $0.59. For shareholders, reported profit and EPS rose from the prior quarter, while the filing notes the quarter reflects the full-quarter effect of the Bremer transaction.
Net income applicable to common shares was $178.5 million, up from $121.4 million in the second quarter of 2025.
Diluted EPS was $0.46 versus $0.34 in the second quarter; adjusted diluted EPS was $0.59.
Net interest income on a fully taxable equivalent basis rose to $582.6 million from $521.9 million; net interest margin was 3.64%.
Pre-tax merger-related charges were $69.3 million, and the provision for credit losses was $26.7 million versus $106.8 million in the prior quarter.
Northern Trust reported third-quarter 2025 net income of $457.6 million, or $2.29 per diluted share, up from $2.13 in the second quarter and $2.22 a year earlier. Total revenue on a fully taxable equivalent basis rose 1% from the second quarter to $2,030.9 million, and the company raised its quarterly dividend to $0.80 per share from $0.75.
Diluted EPS was $2.29, versus $2.13 in Q2 2025 and $2.22 in Q3 2024; net income was $457.6 million, compared with $421.3 million in Q2 and $464.9 million a year earlier.
Total revenue (FTE) was $2,030.9 million, up 1% from Q2 2025 and up 3% from Q3 2024.
The quarterly cash dividend was increased to $0.80 per share from $0.75.
The company repurchased 2,164,198 shares for $277.0 million and returned $431.3 million to common shareholders in the quarter.
Healthcare Services Group reported third-quarter 2025 revenue of $464.3 million, up 8.5% from the prior year, and net income of $43.0 million, or $0.59 per diluted share, compared with $14.0 million, or $0.19, a year earlier. The filing says the results include a $0.36 per share benefit, primarily from the Employee Retention Credit, partly offset by a previously announced Genesis charge, so the profit gain is not all from operations.
Revenue of $464.3 million for the three months ended September 30, 2025, up 8.5% from the prior year
Net income of $43.0 million and diluted EPS of $0.59, including a $0.36 per share benefit primarily related to the Employee Retention Credit
Cash flow from operations of $71.3 million, including a $31.8 million Employee Retention Credit benefit
Share repurchases of $27.3 million in the quarter under a $50.0 million plan running through June 2026
Moody's reported third-quarter 2025 revenue of $2.0 billion, up 11% from a year earlier, and diluted EPS of $3.60, up 23%. The company raised its full-year 2025 adjusted diluted EPS guidance to $14.50 to $14.75, and its board authorized an additional $4 billion in share repurchases, which may matter to shareholders because it signals higher expected earnings and more capital returned to holders.
Q3 2025 revenue was $2.0 billion, up 11%; adjusted diluted EPS was $3.92, up 22%
Full-year 2025 adjusted diluted EPS guidance is now $14.50 to $14.75, versus a projected diluted EPS range of $13.15 to $13.40
On October 21, 2025, the board declared a $0.94 quarterly dividend and authorized an additional $4 billion in share repurchases
Operating cash flow for the nine months was $2,043 million, down from $2,164 million a year earlier, mainly due to higher tax and incentive compensation payments
BankUnited reported third quarter 2025 results on October 22, 2025, with net income of $71.9 million, or $0.95 per diluted share, up from $61.5 million, or $0.81, a year earlier and $68.8 million, or $0.91, in the prior quarter. Net interest margin rose to 3.00% from 2.93%, but total loans fell $231 million in the quarter, so shareholders are seeing higher profit alongside a smaller loan book.
Net income was $71.9 million, or $0.95 per diluted share, for the quarter ended September 30, 2025, compared with $0.81 a year earlier and $0.91 in the prior quarter.
Net interest margin was 3.00%, up from 2.93% in the prior quarter; net interest income was $250.1 million.
Total loans declined $231 million in the quarter, and total deposits were essentially flat, down $28 million.
For the nine months ended September 30, 2025, diluted EPS was $2.63 versus $2.17, an increase of 21%.
Boston Scientific reported third-quarter 2025 net sales of $5.065 billion, up 20.3% on a reported basis and 15.3% on an organic basis from a year earlier. GAAP EPS was $0.51 and adjusted EPS was $0.75, both above the company's prior guidance ranges. The company also gave fourth-quarter and full-year 2025 guidance, estimating full-year reported net sales growth of about 20%.
Q3 reported net sales of $5.065 billion, up 20.3%, versus guidance of 17% to 19%
GAAP EPS of $0.51 versus guidance of $0.44 to $0.46; adjusted EPS of $0.75 versus guidance of $0.70 to $0.72
Q4 2025 guidance: reported net sales growth of 14.5% to 16.5%; GAAP EPS of $0.48 to $0.52; adjusted EPS of $0.77 to $0.79
Company discontinued worldwide sales of the ACURATE neo2 and ACURATE Prime Aortic Valve Systems in Q2 2025, which had prior year global sales of about $50 million per quarter
Vertiv reported third quarter 2025 results, with net sales of $2,676 million, up 29% from a year earlier, and raised its full-year 2025 guidance for net sales, adjusted operating profit, adjusted diluted EPS and adjusted free cash flow. The company also accelerated a restructuring program in EMEA, where third quarter net sales were flat and adjusted operating profit fell 27%.
Third quarter net sales of $2,676 million, up 29%; diluted EPS of $1.02 versus $0.46 a year earlier
Full-year 2025 adjusted diluted EPS guidance midpoint raised to $4.10 from $3.80; net sales guidance $10,160 million to $10,240 million
Third quarter restructuring costs of $30.7 million; EMEA adjusted operating profit of $83.5 million, down 27% from $114.4 million
Backlog increased to $9.5 billion; Moody's upgraded Vertiv's credit rating to Ba1 from Ba2 during the quarter
Hilton reported third quarter 2025 results for the period ended September 30, 2025. Net income rose to $421 million from $344 million a year earlier, and total revenues increased to $3,120 million from $2,867 million, while system-wide comparable RevPAR declined 1.1 percent. The company also projected full year 2025 diluted EPS of $6.71 to $6.80 and capital return of approximately $3.3 billion.
Diluted EPS was $1.78 versus $1.38 a year earlier; adjusted for special items, it was $2.11 versus $1.92.
Adjusted EBITDA was $976 million, up from $904 million in the third quarter of 2024.
Full year 2025 guidance: diluted EPS of $6.71 to $6.80 and net income of $1,604 million to $1,625 million.
Repurchased 2.8 million shares in the third quarter for a total of $757 million.
Travel + Leisure Co. reported third-quarter 2025 net income of $111 million, or $1.67 per diluted share, up from $97 million and $1.39 a year earlier, on net revenues of $1.04 billion, up 5%. The company raised the low end of its full-year 2025 Adjusted EBITDA guidance to $965 million to $985 million, lifting the midpoint to $975 million. The Travel and Membership segment's Adjusted EBITDA fell 6% to $58 million, a partial offset.
Net revenues of $1.04 billion, up from $993 million; net income of $111 million versus $97 million a year earlier
Adjusted EBITDA of $266 million, up 10%; Adjusted diluted EPS of $1.80 versus $1.57
2025 Adjusted EBITDA guidance now $965 million to $985 million, versus prior $955 million to $985 million
Returned $106 million to shareholders in the quarter: $36 million in dividends and $70 million in buybacks; $253 million left on repurchase authorization
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