924 material Form 8-K filings that 737 companies we cover made with the SEC in January 2026, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Packaging Corporation of America reported fourth quarter 2025 net income of $102 million, or $1.13 per share, down from $221 million, or $2.45 per share, a year earlier, while net sales rose to $2.4 billion from $2.1 billion. Excluding special items, including Wallula mill restructuring charges of $128.0 million, quarterly EPS was $2.32 versus $2.47, and full year EPS excluding special items rose to $9.84 from $9.04. The company expects first quarter 2026 earnings of $2.20 per share excluding special items, and said fourth quarter results were below its own guidance.
Q4 2025 reported net income $101.8 million, or $1.13 per share, versus $221.1 million, or $2.45 per share, in Q4 2024
Full year 2025 net income excluding special items was $888 million, or $9.84 per share, versus $814.5 million, or $9.04 per share, in 2024
Q4 2025 results were lower than fourth quarter guidance due to unfavorable December volume and mix
First quarter 2026 earnings are expected to be $2.20 per share excluding special items
Navient reported a fourth-quarter 2025 GAAP net loss of $5 million, or $0.06 per diluted share, compared with GAAP net income of $24 million a year earlier. On its Core Earnings measure, the company reported net income of $2 million ($0.02 per diluted share), up from a Core Earnings net loss of $25 million in the year-ago quarter, but full-year 2025 GAAP net loss of $80 million compared with net income of $131 million in 2024.
Q4 2025 GAAP net loss of $5 million ($0.06 diluted loss per share) versus GAAP net income of $24 million in Q4 2024.
Q4 2025 Core Earnings net income of $2 million ($0.02 diluted earnings per share) versus a Core Earnings net loss of $25 million in Q4 2024.
Consumer Lending segment recorded a $43 million provision for loan losses, and $14 million of regulatory and restructuring expenses were included in results.
Full-year 2025 GAAP net loss of $80 million ($0.81 diluted loss per share) versus net income of $131 million in 2024.
BXP reported fourth-quarter and full-year 2025 results on January 27, 2026. Net income attributable to BXP was $248.5 million, or $1.56 per diluted share, compared with a loss of $121.7 million in the third quarter, and diluted FFO per share rose to $1.76 from $1.74. The company also issued 2026 guidance of $2.08 to $2.29 in diluted EPS and $6.88 to $7.04 in diluted FFO per share, though funds available for distribution fell to $134.5 million from $201.8 million.
Q4 2025 net income attributable to BXP was $248.5 million, or $1.56 per diluted share, versus a loss of $121.7 million, or $0.77 per share, in Q3 2025.
Q4 2025 revenue was $877.1 million, up from $871.5 million, and diluted FFO per share was $1.76, up from $1.74.
Full-year 2026 guidance: diluted EPS of $2.08 to $2.29 and diluted FFO per share of $6.88 to $7.04.
Funds available for distribution fell to $134.5 million from $201.8 million, and the FAD payout ratio rose to 92.09% from 61.37%.
Danaher reported fourth quarter and full year 2025 results, with revenue and non-GAAP adjusted diluted EPS both higher than the prior year. GAAP full-year diluted EPS fell to $5.03 from $5.29, reflecting impairment charges, and the company initiated 2026 adjusted diluted EPS guidance of $8.35 to $8.50 and core revenue growth of 3% to 6%.
Full-year 2025 revenue rose 3.0% to $24.6 billion; non-GAAP core revenue rose 2.0%.
Full-year 2025 adjusted diluted EPS grew 4.5% to $7.80, while GAAP diluted EPS fell to $5.03 from $5.29.
Fourth quarter 2025 revenue rose 4.5% to $6.8 billion, and adjusted diluted EPS grew 4.0% to $2.23.
For 2026, the company expects non-GAAP core revenue growth of 3% to 6% and adjusted diluted EPS of $8.35 to $8.50.
PPG reported fourth-quarter 2025 net sales of $3.9 billion, up 5% from a year earlier, but adjusted earnings per share fell 6% to $1.51. For full-year 2025, adjusted EPS was $7.58, down 4%, on flat net sales of $15.9 billion. The company expects 2026 adjusted EPS of $7.70 to $8.10, which at the midpoint represents mid-single-digit growth.
Q4 2025 net sales were $3,914 million versus $3,729 million, up 5%; adjusted net income was $341 million versus $375 million, down 9%.
Q4 2025 reported EPS was $1.34 versus $0.01 a year earlier; adjusted EPS was $1.51 versus $1.61.
Full-year 2025 adjusted EPS was $7.58 versus $7.87; share repurchases totaled $790 million for the year.
2026 outlook: adjusted EPS of $7.70 to $8.10 and organic sales flat to low single-digit percentage growth, weighted toward the second half.
Trustmark reported fourth-quarter 2025 net income of $57.9 million, or $0.97 per diluted share, up from $0.92 a year earlier, and full-year net income of $224.1 million, or $3.70 per diluted share. The board raised the regular quarterly dividend to $0.25 per share from $0.24, and a $100.0 million share repurchase program runs through December 31, 2026, which benefits shareholders through higher payouts and buybacks.
Q4 2025 net income $57.9 million; diluted EPS $0.97, versus $0.94 in Q3 2025 and $0.92 in Q4 2024
Full-year 2025 net income $224.1 million; diluted EPS $3.70; total revenue a record $799.8 million
Quarterly dividend raised to $0.25 per share, payable March 15, 2026, to holders of record March 1, 2026
$100.0 million stock repurchase authorization effective January 1, 2026, through December 31, 2026
Renasant Corporation reported fourth-quarter 2025 net income of $78.9 million, or $0.83 per diluted share, up from $59.8 million in the third quarter and $44.7 million a year earlier. For the full year, net income fell to $181.3 million from $195.5 million, which the filing ties partly to a $50.0 million after-tax Day 1 acquisition provision.
Q4 2025 net income $78.9 million vs. $59.8 million in Q3 2025 and $44.7 million in Q4 2024
Q4 2025 diluted EPS $0.83; adjusted diluted EPS (non-GAAP) $0.91 vs. $0.73 in Q4 2024
Full-year 2025 diluted EPS $2.07 vs. $3.27 in 2024, including a $50.0 million after-tax Day 1 acquisition provision
Q4 2025 merger and conversion related expenses of $10.6 million; $150.0 million buyback program runs until October 2026
WesBanco reported fourth-quarter 2025 net income available to common shareholders of $78.2 million, or $0.81 per diluted share, up from $47.1 million and $0.70 a year earlier. For the full year, net income was $202.6 million, or $2.23 per diluted share, versus $2.26 in 2024, after restructuring, merger-related and acquisition-related charges tied to the Premier Financial Corp. acquisition that closed February 28, 2025.
Q4 2025 diluted EPS of $0.81 vs. $0.70 in Q4 2024; excluding certain items, $0.84 vs. $0.71 (non-GAAP)
Net interest income rose 75.7% year-over-year to $222.3 million; net interest margin was 3.61%, up 58 basis points
Full-year 2025 restructuring and merger-related expense was $75.9 million; full-year diluted EPS was $2.23 vs. $2.26 in 2024
Conference call set for 9:00 a.m. ET on January 28, 2026
StandardAero released unaudited preliminary estimates for full-year 2025 on January 27, 2026. Revenue, net income, Adjusted EBITDA and free cash flow are all estimated well above 2024 levels, but the figures are ranges because year-end closing is not finished and results may differ materially. The company said it will disclose full 2025 results and its 2026 outlook next month.
Revenue estimated at $6,053.0 million to $6,083.0 million, up 15.6% to 16.1% from $5,237.2 million in 2024
Net income estimated at $270.0 million to $280.0 million, compared with $11.0 million in 2024
Adjusted EBITDA estimated at $806.0 million to $812.0 million; free cash flow $200.0 million to $210.0 million, versus a $45.0 million use of cash in 2024
Figures are unaudited and preliminary; full 2025 results and 2026 outlook to be disclosed next month
Enova International reported fourth quarter 2025 results on January 27, 2026, with total revenue of $839 million, up 15% from a year earlier, and net income of $79 million, or $3.00 per diluted share, up from $2.30. Full-year 2025 net income rose 47% to $308 million, and the company repurchased $35 million of its stock in the quarter, while also noting a pending acquisition of Grasshopper Bancorp expected to close in the second half of 2026.
Q4 2025 total revenue $839 million, up 15% from $730 million; originations rose 32%
Q4 2025 diluted EPS $3.00 vs. $2.30 a year earlier; adjusted EPS $3.46 vs. $2.61
Full-year 2025 net income $308 million, or $11.52 per diluted share, up from $7.43
Share repurchases of $35 million in the quarter; Grasshopper Bancorp deal expected to close in second half of 2026
Qorvo reported fiscal 2026 third-quarter revenue of $993.0 million, up 8.4% from a year earlier but down from $1,058.5 million in the prior quarter. GAAP diluted EPS was $1.75, versus $0.43 a year earlier. The company expects March quarter revenue of about $800 million, which implies a steep sequential decline and is a key consideration for shareholders.
Q3 revenue of $993.0 million, up 8.4% year over year from $916.3 million and down from $1,058.5 million in fiscal Q2
GAAP diluted EPS of $1.75 versus $0.43 a year earlier; non-GAAP diluted EPS of $2.17 versus $1.61
March 2026 quarter outlook: revenue of about $800 million plus or minus $25 million, non-GAAP gross margin of 48% to 49%, non-GAAP diluted EPS of $1.20 plus or minus 15 cents
Stride reported second-quarter fiscal 2026 results for the three months ended December 31, 2025, with revenue up 7.5% to $631.3 million and net income up 3.2% to $99.5 million. The company also issued fiscal 2026 revenue guidance of $2.480 billion to $2.555 billion and adjusted operating income guidance of $485 million to $505 million, which shareholders can compare with future results.
Q2 revenue of $631.3 million, up from $587.2 million; income from operations rose 17.4% to $146.9 million
Diluted EPS of $2.12 versus $2.03; adjusted EPS of $2.50 versus $2.37
Cash and marketable securities totaled $676.0 million at December 31, 2025, versus $1,011.4 million at June 30, 2025
Third-quarter fiscal 2026 guidance: revenue of $615 million to $645 million and adjusted operating income of $130 million to $140 million
National Bank Holdings reported fourth-quarter 2025 net income of $16.0 million, or $0.42 per diluted share, down from $35.3 million, or $0.92, in the third quarter, and full-year net income of $109.6 million, or $2.85 per diluted share, versus $118.8 million, or $3.08, in 2024. The board raised the quarterly dividend 3.2% to $0.32 per share and authorized a new $100.0 million share repurchase program, which replaces the prior $50.0 million program.
Q4 2025 net income $16.0 million ($0.42 per diluted share) vs. $35.3 million ($0.92) in Q3 2025; adjusted net income $22.7 million ($0.60 per share) excluding acquisition-related expenses and securities losses
Full-year 2025 net income $109.6 million ($2.85 per diluted share) vs. $118.8 million ($3.08) in 2024
Quarterly dividend increased to $0.32 per share, payable March 13, 2026, to holders of record on February 27, 2026
New $100.0 million repurchase authority; $15.2 million was repurchased under the prior program through January 27, 2026
Marten Transport reported fourth-quarter 2025 net income of $3.7 million, or 5 cents per diluted share, down from $5.6 million, or 7 cents, a year earlier, as operating revenue fell 8.8% to $210.1 million. Full-year 2025 net income was $17.4 million, or 21 cents per diluted share, compared with $26.9 million, or 33 cents, in 2024. Quarterly profit improved from the third quarter, but both the quarter and the year show lower earnings than the prior year.
Q4 2025 net income was $3.7 million, or 5 cents per diluted share, versus $5.6 million, or 7 cents, in Q4 2024.
Q4 2025 operating revenue was $210.1 million, down from $230.4 million; the Intermodal operations were sold effective September 30, 2025.
Full-year 2025 net income was $17.4 million, or 21 cents per diluted share, versus $26.9 million, or 33 cents, in 2024.
Q4 2025 net income rose 66.1% from $2.2 million in Q3 2025.
Seagate reported fiscal second-quarter 2026 revenue of $2.83 billion, up from $2.33 billion a year earlier, with GAAP diluted EPS of $2.60 versus $1.55. The company guided fiscal third-quarter revenue to $2.90 billion plus or minus $100 million and non-GAAP diluted EPS to $3.40 plus or minus $0.20, and declared a $0.74 quarterly dividend.
Fiscal Q2 2026 (quarter ended January 2, 2026): revenue $2.83 billion vs. $2.33 billion a year earlier; GAAP operating margin 29.8% vs. 21.0%.
GAAP diluted EPS $2.60 vs. $1.55; non-GAAP diluted EPS $3.11 vs. $2.03.
Fiscal Q3 2026 guidance: revenue of $2.90 billion plus or minus $100 million; non-GAAP diluted EPS of $3.40 plus or minus $0.20.
Quarterly cash dividend of $0.74 per share, payable April 8, 2026, to shareholders of record as of March 25, 2026.
Nextpower reported third-quarter fiscal 2026 revenue of $909 million, up 34% from a year earlier, and raised its fiscal 2026 revenue and profitability outlook. The board also approved a share repurchase program of up to $500 million over three years, and the company reported $953 million in cash and no debt at quarter end. GAAP diluted EPS was $0.85, up from $0.79 a year earlier but down from $0.97 in the prior quarter.
Q3 FY26 revenue was $909 million, up from $679 million in Q3 FY25; GAAP diluted EPS was $0.85 versus $0.79 a year earlier and $0.97 in Q2 FY26.
FY26 revenue outlook raised to $3.425 billion to $3.500 billion from $3.275 billion to $3.475 billion; GAAP diluted EPS outlook raised to $3.43 to $3.53 from $3.26 to $3.46.
Board approved a share repurchase program of up to $500 million of Class A common stock with a term of three years.
Company reported $953 million in cash and cash equivalents and no debt at December 31, 2025, and received an investment grade rating from Fitch.
UMB Financial reported fourth-quarter 2025 GAAP net income available to common shareholders of $209.5 million, or $2.74 per diluted share, up from $120.0 million, or $2.44 per share, a year earlier. Total revenue rose 66.0% year over year to $720.9 million, and the company also declared a quarterly dividend of $0.43 per share, reflecting results that include the Heartland Financial acquisition.
GAAP net income available to common shareholders was $209.5 million, or $2.74 per diluted share, versus $120.0 million, or $2.44 per share, in Q4 2024.
Total revenue was $720.9 million, up 66.0% from Q4 2024 and up 6.3% from Q3 2025.
Noninterest expense of $425.6 million included $39.7 million in acquisition-related and other nonrecurring costs.
Quarterly dividend of $0.43 per share is payable April 1, 2026, to holders of record as of March 10, 2026.
Texas Instruments reported fourth-quarter 2025 revenue of $4.42 billion, up 10% from a year earlier, but net income fell 3% to $1.16 billion and earnings per share fell 2% to $1.27. The company also gave a first-quarter outlook of $4.32 billion to $4.68 billion in revenue and $1.22 to $1.48 in earnings per share, and reported $6.5 billion returned to shareholders over the trailing 12 months.
Q4 revenue of $4.42 billion, up 10% year over year and down 7% sequentially.
Q4 net income of $1.16 billion, down 3%; EPS of $1.27 versus $1.30, including a 6-cent reduction not in the original guidance.
First-quarter outlook: revenue of $4.32 billion to $4.68 billion and EPS of $1.22 to $1.48.
Trailing 12-month free cash flow of $2.9 billion, up 96%; total cash returned to owners of $6.5 billion.
Hanmi Financial reported fourth-quarter 2025 net income of $21.2 million, or $0.70 per diluted share, down from $22.1 million, or $0.73, in the third quarter, and full-year 2025 net income of $76.1 million, or $2.51 per diluted share, up from $62.2 million in 2024. Criticized loans rose sharply in the quarter to $97.0 million, which shareholders may want to track alongside the earnings trend.
Q4 2025 net income was $21.2 million, or $0.70 per diluted share, versus $22.1 million, or $0.73, in Q3 2025.
Full-year 2025 net income was $76.1 million, or $2.51 per diluted share, versus $62.2 million, or $2.05, in 2024.
Criticized loans rose to $97.0 million, or 1.48% of loans, from $45.4 million, or 0.69%, at September 30, 2025, including a $55.0 million hospitality loan downgrade.
Nonperforming loans fell to $18.1 million, or 0.28% of loans, from $19.4 million, or 0.30%, in the prior quarter.
Manhattan Associates reported fourth-quarter 2025 revenue of $270.4 million, up from $255.8 million a year earlier, and GAAP diluted EPS of $0.86, up from $0.77. For full-year 2026 it guided revenue to $1,133 million to $1,153 million, but GAAP diluted EPS to $3.37 to $3.53, which is 6% to 2% below 2025.
Q4 2025 revenue was $270.4 million versus $255.8 million in Q4 2024; GAAP diluted EPS was $0.86 versus $0.77.
Full-year 2025 revenue was $1,081.4 million versus $1,042.4 million; GAAP diluted EPS was $3.60 versus $3.51.
2026 guidance: revenue of $1,133 million to $1,153 million (5% to 7% growth); GAAP diluted EPS of $3.37 to $3.53 (down 6% to 2%).
The board replenished buyback authority to $100.0 million in January 2026, after $274.5 million of repurchases in 2025.
Steel Dynamics reported fourth-quarter 2025 net income of $266 million, or $1.82 per diluted share, up from $1.36 a year earlier but down from $2.74 in the third quarter. For full-year 2025, net income fell to $1.2 billion, or $7.99 per diluted share, from $9.84 in 2024, as lower realized steel pricing reduced operating income. The company also repurchased $901 million of its stock in 2025, which reduces the share count for remaining shareholders.
Q4 2025 net income $266 million, $1.82 per diluted share, versus $207 million, $1.36 per share in Q4 2024
Q4 2025 net income was lower than the $404 million, or $2.74 per diluted share, reported for Q3 2025
Full-year 2025 net sales rose 3.6% to $18.2 billion, while operating income declined 24% to $1.5 billion
Share repurchases of $901 million in 2025, representing over four percent of outstanding shares
Applied Industrial Technologies reported fiscal 2026 second-quarter net sales of $1.2 billion, up 8.4%, and net income of $95.3 million, or $2.51 per diluted share, up 4.6%. The company narrowed its fiscal 2026 EPS guidance to $10.45 to $10.75 from $10.10 to $10.85, and also announced an acquisition and an 11% dividend increase.
Q2 diluted EPS of $2.51 versus $2.39 a year earlier; EBITDA of $140.4 million, up 3.9%
FY26 EPS guidance adjusted to $10.45 to $10.75 (prior $10.10 to $10.85); LIFO expense guidance raised to $24 million to $26 million
Acquisition of Thompson Industrial Supply Inc., expected to generate about $20 million in annual sales in its first year
Quarterly dividend raised 11% to $0.51 per share, payable February 27, 2026, to holders of record on February 13, 2026
Community Financial System reported fourth-quarter 2025 net income of $54.4 million, or $1.03 per share, up from $0.94 a year earlier, and total revenues of $215.5 million, up 9.8%. For full-year 2025 it reported net income of $210.5 million, or $3.97 per share. Management said the company is well positioned for another year of earnings growth in 2026, but the filing gives no numeric 2026 forecast.
Q4 2025 net income $54.4 million, or $1.03 per share, versus $49.8 million, or $0.94 per share, in Q4 2024
Q4 2025 operating diluted EPS of $1.12, versus $1.00 a year earlier; full-year 2025 operating diluted EPS of $4.24
Q4 2025 total revenues $215.5 million, up 9.8% from Q4 2024; net interest income $133.4 million, up 11.2%
ClearPoint Federal Bank & Trust acquisition for approximately $40 million in cash, expected to close in Q2 2026
First BanCorp reported fourth-quarter 2025 net income of $87.1 million, or $0.55 per diluted share, up from $75.7 million a year earlier but down from $100.5 million in the third quarter. Full-year 2025 net income was $344.9 million, or $2.15 per diluted share, compared with $298.7 million, or $1.81, in 2024. The sequential decline reflects a one-time $16.6 million tax valuation allowance reversal recorded in the third quarter.
Q4 2025 net income $87.1 million, or $0.55 per diluted share, versus $75.7 million, or $0.46, in Q4 2024
Q3 2025 net income of $100.5 million included a one-time reversal of about $16.6 million in valuation allowance, worth $0.10 per diluted share
Net interest income rose to $222.8 million from $217.9 million in Q3 2025; net interest margin was 4.68%
Full-year 2025 net income was $344.9 million, or $2.15 per diluted share, versus $298.7 million, or $1.81, in 2024
PACCAR reported fourth-quarter 2025 revenues of $6.82 billion and net income of $556.9 million ($1.06 per diluted share), down from $7.91 billion and $872.0 million ($1.66 per share) a year earlier. Full-year 2025 net income was $2.38 billion ($4.51 per diluted share), including a $264.5 million after-tax charge for civil litigation in Europe, while full-year revenue was $28.44 billion versus $33.66 billion in 2024. Both revenue and profit declined, and the filing gives industry ranges for 2026 but no company earnings guidance.
Q4 2025 revenues were $6.82 billion versus $7.91 billion in Q4 2024; diluted EPS was $1.06 versus $1.66.
2025 net income of $2.38 billion ($4.51 per diluted share) included a $264.5 million after-tax charge; adjusted net income (non-GAAP) was $2.64 billion ($5.01 per diluted share).
PACCAR declared $2.72 per share in dividends for 2025, including a $1.40 year-end dividend paid January 7, 2026.
Company estimates 2026 U.S. and Canada Class 8 retail sales of 230,000-270,000 trucks and capital spending of $725-$775 million.
Sysco reported fiscal second-quarter 2026 results for the 13 weeks ended December 27, 2025. Sales rose 3.0% to $20.8 billion, but GAAP operating income fell 2.8% to $692 million and GAAP net earnings fell 4.2% to $389 million, while adjusted diluted EPS rose 6.5% to $0.99. Management now expects full-year adjusted EPS at the high end of its previously provided $4.50-$4.60 range, a guidance change shareholders will weigh against the lower GAAP profit.
Sales rose 3.0% to $20.8 billion; U.S. Foodservice local case volume rose 1.2%.
GAAP diluted EPS fell 1.2% to $0.81; adjusted diluted EPS rose 6.5% to $0.99.
Full-year adjusted EPS now expected at the high end of the prior $4.50-$4.60 range, per CEO Kevin Hourican and CFO Kenny Cheung.
Cash balance was $1.2 billion at quarter end; dividends paid were $518 million in the first 26 weeks.
Union Pacific reported fourth-quarter 2025 net income of $1.8 billion and diluted EPS of $3.11, up 7% from $2.91, with results helped by $234 million of industrial park land sales. Adjusted quarterly diluted EPS was $2.86, down from $2.96, and fourth-quarter operating revenue fell 1%. For the full year, net income rose 6% to $7.1 billion and diluted EPS rose 8% to $11.98, and the company expects 2026 EPS growth in the mid-single digits.
Q4 operating revenue of $6.1 billion declined 1%, and revenue carloads fell 4%
Q4 diluted EPS was $3.11 reported and $2.86 adjusted, versus $2.91 and $2.96 a year earlier
Full year 2025 net income of $7.1 billion rose 6%; diluted EPS of $11.98 rose 8%
2026 outlook calls for EPS growth of mid-single digits and a capital plan of $3.3 billion
Commvault reported fiscal third-quarter results for the period ended December 31, 2025, with revenue of $314 million, up 19% year over year, and GAAP net income of $18 million, or $0.40 per diluted share, versus $0.24 a year earlier. The company also updated its full-year fiscal 2026 guidance, now calling for total revenue of $1,177 million to $1,180 million, and said a restructuring charge of $11.9 million in the quarter relates to a cost optimization program.
Q3 total revenue was $313.8 million, up 19%; subscription revenue was $206 million, up 30%.
GAAP diluted EPS was $0.40 versus $0.24 a year earlier; non-GAAP diluted EPS was $1.17 versus $0.94.
Restructuring expense was $11.9 million in the quarter; operating cash flow was $4 million, with free cash flow of $2 million.
Full-year fiscal 2026 free cash flow is expected at $215 million to $220 million, including one-time payments tied to the restructuring plan; the board made $250 million available for share repurchases as of January 14, 2026.
NextEra Energy reported fourth-quarter and full-year 2025 results, with full-year adjusted earnings per share of $3.71, up from $3.43 in 2024 and above the top end of the range it communicated in December. The company kept its 2026 adjusted EPS guidance of $3.92 to $4.02 and its long-term growth targets, so shareholders see higher earnings and no change to expected future growth.
Q4 2025 GAAP net income attributable to NextEra Energy was $1.535 billion, or $0.73 per share, versus $1.203 billion, or $0.58 per share, in Q4 2024.
Q4 2025 adjusted earnings were $1.133 billion, or $0.54 per share, versus $1.095 billion, or $0.53 per share, a year earlier.
Full-year 2025 GAAP net income was $6.835 billion, or $3.30 per share, versus $6.946 billion, or $3.37 per share, in 2024.
The company continues to expect 2026 adjusted EPS of $3.92 to $4.02 and adjusted EPS growth of 8%+ per year through 2032.
World Acceptance Corporation reported a net loss of $0.9 million, or $0.19 per diluted share, for its fiscal third quarter ended December 31, 2025, compared with net income of $13.4 million, or $2.45 per diluted share, a year earlier. Total revenues rose 1.9% to $141.3 million, but the provision for credit losses increased to $51.4 million, and the company said new customer growth required a substantial rebuild of its loan loss allowance.
Q3 net loss of $0.9 million ($0.19 per diluted share) versus net income of $13.4 million ($2.45 per share) a year earlier
Total revenues rose 1.9% to $141.3 million; provision for credit losses rose $7.3 million to $51.4 million
Gross loans rose 1.5% year over year to $1.40 billion; net charge-offs rose to 18.7% of average net loans on an annualized basis
Company expects a 3-5% reduction in headcount and lower charge-offs as new customers gain tenure
Hope Bancorp reported fourth-quarter 2025 net income of $34.5 million, or $0.27 per diluted share, up 12% from the third quarter and 42% from a year earlier. For the full year, net income fell to $61.6 million from $99.6 million, mainly because of a $37.7 million net loss on securities sales and $21.5 million of merger and restructuring costs. The company also declared a quarterly cash dividend of $0.14 per share.
Q4 2025 net income $34.5 million, $0.27 per diluted share, versus $30.8 million ($0.24) in Q3 2025 and $24.3 million ($0.20) in Q4 2024
Full-year 2025 net income $61.6 million, $0.49 per diluted share, versus $99.6 million ($0.82) in 2024
Full-year 2025 EPS excluding notable items $0.89, up from $0.85 in 2024
Quarterly cash dividend of $0.14 per share, payable on or about February 20, 2026, to holders of record as of February 6, 2026
Boeing reported fourth-quarter 2025 revenue of $23.9 billion, up 57% from a year earlier, and GAAP diluted earnings of $10.23 per share versus a loss of $5.46 per share in the prior-year quarter. The profit was driven mainly by a $9.6 billion gain on the sale tied to closing the Digital Aviation Solutions transaction, so shareholders should weigh the gain against underlying operating results, which remained a loss in Commercial Airplanes and Defense, Space & Security.
Q4 revenue $23.9 billion versus $15.2 billion; 160 commercial deliveries versus 57
GAAP diluted EPS $10.23; core EPS (non-GAAP) $9.92, versus a loss of $5.90 a year earlier
Full-year 2025 revenue $89.5 billion, up 34%; GAAP diluted EPS $2.48 versus a loss of $18.36 in 2024
Full-year 2025 free cash flow (non-GAAP) was negative $1.9 billion; cash and marketable securities rose to $29.4 billion at year-end
General Motors reported a fourth-quarter 2025 net loss of $3.3 billion, which included more than $7.2 billion in special charges tied to electric vehicle capacity changes and U.S. policy shifts. Full-year 2025 net income fell to $2.7 billion from $6.0 billion, while the company guided to 2026 EBIT-adjusted of $13.0 billion to $15.0 billion and raised its quarterly dividend 20% to $0.18 per share alongside a new $6.0 billion share repurchase authorization.
Q4 2025 revenue was $45.3 billion, down 5.1% from $47.7 billion; EBIT-adjusted rose 13.3% to $2.8 billion.
Full-year 2025 EPS-diluted was $3.27 versus $6.37 in 2024; EPS-diluted-adjusted was $10.60, flat year over year.
2026 guidance: EBIT-adjusted $13.0 billion to $15.0 billion and EPS-diluted $11.00 to $13.00.
Quarterly dividend raised to $0.18 per share, payable March 19, 2026; new $6.0 billion buyback with no expiration date.
HCA Healthcare reported fourth-quarter 2025 revenue of $19.513 billion, up 6.7 percent, and diluted EPS of $8.14, up 44.6 percent from a year earlier, when results included a $0.59 per share facility loss. The company also issued 2026 guidance of $29.10 to $31.50 diluted EPS and authorized an additional $10 billion share repurchase program, with a $0.78 quarterly dividend declared.
Q4 2025 net income attributable to HCA was $1.878 billion, up 30.6 percent; adjusted diluted EPS was $8.01, up 28.8 percent.
Full-year 2025 revenue was $75.600 billion and diluted EPS was $28.33, compared with $22.00 in 2024.
2026 guidance: revenue $76.500 to $80.000 billion; net income $6.495 to $7.035 billion; adjusted EBITDA $15.550 to $16.450 billion.
Board authorized up to $10 billion in additional buybacks and declared a $0.78 dividend payable March 31, 2026.
Roper Technologies reported fourth-quarter 2025 revenue up 10% to $2.06 billion and adjusted diluted EPS up 8% to $5.21, while GAAP diluted EPS fell 7% to $3.97. The company also gave 2026 guidance of adjusted diluted EPS of $21.30 to $21.55, compared with $20.00 in 2025, and reported that it repurchased 1.12 million shares for $500 million in 2025.
Q4 2025 revenue rose 10% to $2.06 billion; acquisitions contributed 5 points and organic growth was 4%
Q4 2025 GAAP net earnings fell 7% to $428 million, while adjusted net earnings rose 8% to $561 million
Full-year 2026 adjusted DEPS guidance of $21.30 to $21.55; Q1 2026 adjusted DEPS guidance of $4.95 to $5.00
Full-year 2025 operating cash flow rose 6% to $2.54 billion; the company repurchased 1.12 million shares for $500 million
American Airlines reported fourth-quarter 2025 revenue of $14.0 billion, up 2.5% from a year earlier, while GAAP net income fell to $99 million, or $0.15 per diluted share, from $590 million, or $0.84. The company guided to full-year 2026 adjusted EPS of $1.70 to $2.70 but expects a first-quarter 2026 adjusted loss of $0.10 to $0.50 per diluted share, citing Winter Storm Fern, which shareholders should weigh against the stronger revenue outlook.
Q4 2025 total operating revenues were $14.0 billion, up 2.5%; full-year revenue was $54.6 billion, up 0.8%
Q4 2025 GAAP net income was $99 million ($0.15 per diluted share) versus $590 million ($0.84) a year earlier; full-year net income was $111 million ($0.17)
Q1 2026 guidance calls for total revenue up 7.0% to 10.0% and an adjusted loss of $0.10 to $0.50 per diluted share; the storm has caused more than 9,000 flight cancellations
The company reduced total debt by $2.1 billion in 2025 to $36.5 billion and expects free cash flow of more than $2 billion in 2026
Invesco reported fourth-quarter 2025 results on January 27, 2026. Operating revenues rose 6.2% from a year earlier to $1,692.0 million, but a $1.8 billion non-cash intangible asset impairment produced a GAAP loss of $2.61 per diluted share, compared with diluted EPS of $0.46 a year earlier. Excluding the impairment, adjusted diluted EPS was $0.62, up from $0.52, and the company declared a $0.21 per share common dividend.
GAAP diluted EPS was a loss of $2.61 versus $0.46 in Q4 2024, driven by a $1.8 billion non-cash intangible asset impairment.
Adjusted diluted EPS was $0.62, up from $0.52 in Q4 2024; net revenues rose 8.8% to $1,258.9 million.
Net long-term inflows were $19.1 billion in the quarter, and ending assets under management reached $2.2 trillion.
Common dividend of $0.21 per share is payable March 3, 2026, to holders of record on February 13, 2026.
RTX reported fourth-quarter and full-year 2025 results on January 27, 2026, with fourth-quarter sales of $24.2 billion, up 12% from a year earlier, and full-year sales of $88.6 billion, up 10%. The company also issued 2026 guidance calling for adjusted sales of $92.0 billion to $93.0 billion and adjusted EPS of $6.60 to $6.80, compared with full-year 2025 adjusted EPS of $6.29.
Q4 2025 sales of $24.2 billion, up 12%; Q4 adjusted EPS of $1.55, up 1%
Full-year 2025 GAAP EPS of $4.96, up 40%; adjusted EPS of $6.29, up 10%
Full-year 2025 free cash flow of $7.9 billion, up $3.4 billion from 2024
2026 outlook: adjusted sales of $92.0 billion to $93.0 billion, adjusted EPS of $6.60 to $6.80, free cash flow of $8.25 billion to $8.75 billion
Northrop Grumman reported fourth-quarter 2025 sales up 10% to $11.7 billion and full-year 2025 sales of $42.0 billion, with full-year MTM-adjusted EPS of $26.34 versus $26.08 in 2024. The company guided 2026 sales of $43.5 billion to $44.0 billion and MTM-adjusted EPS of $27.40 to $27.90, consistent with its October outlook, and reported a record backlog of $95.7 billion.
Q4 2025 sales rose to $11.7 billion from $10.7 billion; full-year sales were $42.0 billion, up 2%
Full-year 2025 diluted EPS was $29.08, including a $394 million after-tax mark-to-market pension benefit; MTM-adjusted EPS was $26.34
2026 guidance: sales of $43.5 billion to $44.0 billion, MTM-adjusted EPS of $27.40 to $27.90, and free cash flow of $3.1 billion to $3.5 billion
Full-year 2025 segment operating income fell 4%, mainly due to a $477 million B-21 loss provision in the first quarter
Kimberly-Clark reported fourth-quarter and full-year 2025 results with net sales of $4.1 billion (down 0.6%) for the quarter and $16.4 billion (down 2.1%) for the year. Quarterly profit rose, with adjusted EPS up 24.0%, while full-year diluted GAAP EPS fell to $6.07 from $7.55 after $1.46 per share of charges. The company guided 2026 adjusted EPS from continuing operations to double-digit growth on a constant-currency basis, and said its pending Kenvue acquisition is a key next step.
Q4 2025 diluted EPS was $1.50 versus $1.34 a year earlier; adjusted EPS was $1.86, up 24.0%.
Full-year 2025 diluted EPS was $6.07 versus $7.55; adjusted EPS was $7.53 versus $7.30, up 3.2%.
Full-year 2025 operating profit was $2.4 billion versus $2.7 billion, including net charges of $380 million.
2026 outlook: adjusted EPS from continuing operations expected to grow double digits on a constant-currency basis; adjusted EPS attributable to Kimberly-Clark expected flat.
JetBlue reported fourth-quarter 2025 operating revenue of $2.2 billion, down 1.5% year over year, and a net loss of $177 million, compared with $44 million a year earlier. For full-year 2025, revenue fell 2.3% to $9.1 billion and the net loss narrowed to $602 million from $795 million. The company also outlined 2026 targets, including adjusted operating margin of breakeven or better, which shareholders will be watching against future results.
Q4 2025 net loss was $177 million, or $0.48 per share, versus $44 million, or $0.13 per share, in Q4 2024.
Full-year 2025 net loss was $602 million, or $1.66 per share, versus $795 million, or $2.30 per share, in 2024.
Estimated full-year 2026 guidance includes RASM up 2.0% to 5.0% year over year and adjusted operating margin of breakeven or better.
Estimated full-year 2026 interest expense is about $580 million and capital expenditures about $900 million.
UPS reported fourth-quarter 2025 consolidated revenue of $24.5 billion and GAAP diluted earnings per share of $2.10, compared with $2.01 in the year-earlier quarter, and declared a $1.64 quarterly dividend. The company also guided to 2026 revenue of about $89.7 billion and a non-GAAP adjusted operating margin of about 9.6%, versus 9.8% for 2025, so shareholders face a mix of higher reported earnings and a lower expected margin.
UnitedHealth reported fourth quarter and full year 2025 results on January 27, 2026. Full year revenue rose to $447.6 billion, but diluted earnings per share fell to $13.23 from $15.51, after a fourth quarter charge of $1.6 billion net of taxes, or $1.78 per share. The company also issued 2026 guidance calling for diluted earnings per share above $17.10 and adjusted earnings per share above $17.75.
Q4 2025 diluted EPS was $0.01 versus $5.98 in Q4 2024; adjusted EPS was $2.11 versus $6.81
Full year 2025 revenue was $447.6 billion, up 12% year over year; diluted EPS was $13.23 versus $15.51 in 2024
Q4 2025 included a $1.6 billion net-of-tax charge ($1.78 per share) tied to cyberattack costs, divestitures, and restructuring
2026 outlook: revenue above $439.0 billion, earnings from operations above $24.0 billion, and cash flows from operations above $18.0 billion
Synchrony reported fourth quarter 2025 net earnings of $751 million, or $2.04 per diluted share, down from $774 million in the fourth quarter of 2024. The results included a $51 million after-tax restructuring charge tied to a voluntary employee early retirement program, which equaled $0.14 per diluted share. For shareholders, lower net earnings were partly offset by a higher per-share figure, and the company returned $1.1 billion in capital during the quarter.
Net earnings were $751 million, down 3.0% from $774 million; diluted EPS was $2.04, up from $1.91.
Net revenue was $3,793 million, down 0.2% from $3,801 million in the prior-year quarter.
A $51 million after-tax restructuring charge, or $0.14 per diluted share, related to a voluntary employee early retirement program.
Share repurchases totaled $952 million, and common stock dividends totaled $106 million, for $1.1 billion returned to shareholders.
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