Every material Form 8-K Community Bank System filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Community Financial System reported third quarter 2026 GAAP net income of $61.3 million, or $1.16 per share, up from $1.04 a year earlier and flat with the second quarter. Operating diluted EPS was $1.27, up 16.5% year over year, and total revenues rose 9.8% to $227.3 million, which points to stronger earnings for shareholders. The company also declared a quarterly dividend of $0.49 per share, up $0.02.
GAAP net income of $61.3 million, or $1.16 per share, versus $1.04 per share in Q3 2025 and flat with Q2 2026
Operating diluted EPS of $1.27, up 16.5% year over year and 9.5% from Q2 2026
Total revenues of $227.3 million, up 9.8% from Q3 2025; net interest income of $143.5 million, up 12.0%
Quarterly dividend of $0.49 per share, payable January 11, 2027, the 34th consecutive year of dividend increases
Community Financial System reported second quarter 2026 net income of $61.3 million, or $1.16 per share, up from $51.3 million, or $0.97 per share, a year earlier. Total revenues rose 12.0% year over year to $223.2 million, and the company raised its quarterly dividend to $0.49 per share, effective with a payment on October 13, 2026.
Q2 2026 net income $61.3 million, or $1.16 per share, versus $0.97 per share in Q2 2025
Operating diluted EPS of $1.16 was up 11.5% year over year and 0.9% from Q1 2026's $1.15
Total revenues $223.2 million, up 12.0% year over year; noninterest expenses $137.7 million, up 6.7%
Quarterly dividend increased $0.02 to $0.49 per share, payable October 13, 2026 to holders of record September 15, 2026
Community Financial System (NYSE: CBU) reported first quarter 2026 net income of $57.2 million, or $1.08 per share, compared with $49.6 million, or $0.93 per share, a year earlier. Operating diluted earnings per share were $1.15, up 17.3% year over year, and net interest income rose 12.1% to $134.7 million, while total revenues were $213.3 million, up 8.7%.
Q1 2026 net income was $57.2 million, or $1.08 per share, versus $0.93 per share in Q1 2025 and $1.03 in Q4 2025
Total noninterest expenses rose 6.2% to $133.0 million from $125.3 million a year earlier
Pending acquisition of ClearPoint Federal Bank & Trust for approximately $40 million in cash is expected to close in the second quarter of 2026
Community Financial System, Inc. (CBU) elected Brenda M. Hall, a former Selective Insurance Chief Operating Officer of Standard Lines, as an independent director effective March 1, 2026. She also joins the board of its banking subsidiary, Community Bank, N.A., and will serve on the Risk Committee of both boards, with the board growing to 14 directors, 13 of them independent.
Brenda M. Hall is a former Executive Vice President and Chief Operating Officer of Standard Lines at Selective Insurance Group, serving as COO from October 2019 until her retirement in January 2026
Board now has 14 directors, 13 of whom are independent
Ms. Hall will serve on the Risk Committee of the Company and Community Bank, N.A.
Ms. Hall will receive compensation consistent with other non-employee directors
Community Financial System reported fourth-quarter 2025 net income of $54.4 million, or $1.03 per share, up from $0.94 a year earlier, and total revenues of $215.5 million, up 9.8%. For full-year 2025 it reported net income of $210.5 million, or $3.97 per share. Management said the company is well positioned for another year of earnings growth in 2026, but the filing gives no numeric 2026 forecast.
Q4 2025 net income $54.4 million, or $1.03 per share, versus $49.8 million, or $0.94 per share, in Q4 2024
Q4 2025 operating diluted EPS of $1.12, versus $1.00 a year earlier; full-year 2025 operating diluted EPS of $4.24
Q4 2025 total revenues $215.5 million, up 9.8% from Q4 2024; net interest income $133.4 million, up 11.2%
ClearPoint Federal Bank & Trust acquisition for approximately $40 million in cash, expected to close in Q2 2026
Community Financial System's bank subsidiary named Matthew K. Durkee SVP and Chief Banking Officer effective January 1, 2026, succeeding Jeffrey M. Levy, who retired as planned on December 31, 2025. The board also approved a 2026 stock repurchase program of up to 2,633,000 shares, which replaces a program that expired at the end of 2025 under which 206,054 shares were bought in 2025.
Matthew K. Durkee succeeded Jeffrey M. Levy as SVP and Chief Banking Officer of Community Bank, N.A., effective January 1, 2026
Levy will provide consulting services from January 5, 2026 through June 30, 2026, for a monthly fee of $25,000
Board approved repurchases of up to 2,633,000 shares during the twelve months starting January 1, 2026, subject to regulatory approval
The prior program expired December 31, 2025; the company repurchased 206,054 shares under it during 2025
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Community Bank System filing is on SEC EDGAR ↗. 8-K briefs of other companies →