Every material Form 8-K Upbound Group filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Upbound Group reported third-quarter 2026 results on October 29, 2026, with revenue of $1,146.2 million, down 1.6% year over year but at the high end of its outlook. GAAP net earnings rose to $34.3 million from $13.2 million, and the company narrowed its full-year 2026 guidance while raising the midpoint of its non-GAAP EPS range. It also intends to repurchase up to $50 million of common stock, which the company said reflects strong cash flow.
Revenue of $1,146.2 million decreased $18.5 million, or 1.6%, year over year.
GAAP net earnings were $34.3 million vs. $13.2 million a year earlier; GAAP diluted EPS was $0.58 vs. $0.22; non-GAAP diluted EPS was $1.01 vs. $1.00.
Adjusted EBITDA was $123.4 million, down 0.1% year over year.
2026 guidance narrowed: revenue $4.68-$4.78 billion, non-GAAP diluted EPS $4.15-$4.30 with a higher midpoint; Q4 non-GAAP EPS guided to $1.00-$1.10.
Upbound Group said Scott Young joined as Executive Vice President and Chief Operating Officer effective September 22, 2026, reporting to CEO Fahmi Karam. The company said the newly created role will lead strategic alignment across Acima, Brigit and Rent-A-Center, and it also named Dev Chakraborty Senior Vice President and Head of Brigit.
Scott Young's offer letter sets an annual base salary of $610,000 and a cash bonus target of 60% of base salary.
Young receives a one-time sign-on award of Performance Stock Units valued at $3,111,000, earned based on stock price hurdles over four years.
Starting February 2027, Young is eligible for a long-term incentive target of 170% of base salary.
Dev Chakraborty, formerly General Manager at MoneyLion, was named SVP and Head of Brigit; the company cited Brigit at approximately $300 million in annual recurring revenue and 1.8 million paying users.
Upbound Group reported second-quarter 2026 results, with consolidated revenue of $1,163.4 million, up 0.5% year-over-year, and Adjusted EBITDA of $127.0 million, down 4.6%. The company narrowed its full-year 2026 revenue guidance to $4.70–$4.85 billion, reaffirmed its Adjusted EBITDA and non-GAAP EPS guidance, and issued third-quarter 2026 guidance.
Consolidated revenue of $1,163.4 million rose $5.9 million, or 0.5%, year-over-year; Adjusted EBITDA fell 4.6% to $127.0 million.
GAAP diluted EPS was $0.37, up from $0.26 a year earlier; non-GAAP diluted EPS was $1.07, down from $1.12.
Full-year 2026 revenue guidance narrowed to $4.70–$4.85 billion; Adjusted EBITDA of $500–$535 million and non-GAAP diluted EPS of $4.00–$4.35 reaffirmed.
Third-quarter 2026 guidance: revenue of $1.05–$1.15 billion, Adjusted EBITDA of $105–$115 million, and non-GAAP diluted EPS of $0.85–$0.95; quarterly dividend of $0.39 per share.
At its June 2, 2026 annual meeting, Upbound Group stockholders re-elected all seven nominated directors, ratified Deloitte & Touche LLP as auditor for 2026, and approved the 2026 Long-Term Incentive Plan, which authorizes up to 4,590,636 shares of common stock. Upon approval, no further awards may be granted under the 2021 plan, and the board will hold an advisory say-on-pay vote every year.
The 2026 LTIP was approved with 40,285,981 votes for and 1,785,824 against.
The plan authorizes up to 4,590,636 shares, reduced from 4,700,000 by 2021 LTIP grants made from March 11, 2026 through June 2, 2026.
All 2021 LTIP shares remaining for future issuance were cancelled.
Directors Carol McFate and Jeffrey Brown received the most votes against, at 1,164,818 and 1,129,349, respectively.
Upbound Group's General Counsel, Bryan Pechersky, notified the company on May 15, 2026 that he will resign, effective June 5, 2026. The filing states his departure was not due to any disagreement with the company over its operations, policies or practices.
Bryan Pechersky, Executive Vice President, General Counsel and Corporate Secretary, resigned.
Notice given May 15, 2026; resignation effective June 5, 2026.
Filing states the resignation was not the result of any disagreement with the company.
Upbound Group reported first-quarter 2026 results for the quarter ended March 31, 2026, with consolidated revenue up 3.7% year over year to $1.2 billion, GAAP diluted EPS of $0.61 versus $0.42, and non-GAAP diluted EPS of $1.08 versus $1.00. The company reaffirmed its full-year 2026 guidance and issued second-quarter 2026 guidance, which shareholders can use to compare future results against the company's targets.
Consolidated revenue of $1,219.7 million, up $43.4 million or 3.7% year over year; Adjusted EBITDA of $136.1 million, up 7.9%
GAAP diluted EPS of $0.61 versus $0.42 a year earlier; non-GAAP diluted EPS of $1.08 versus $1.00
Net cash provided by operating activities of $170.7 million, versus $148.0 million a year earlier; net leverage ratio of 2.6x at quarter-end, down from 2.9x at year-end
Full-year 2026 guidance reaffirmed: revenue of $4.70 billion to $4.95 billion, non-GAAP diluted EPS of $4.00 to $4.35; second-quarter 2026 revenue guidance of $1.1 billion to $1.2 billion
Upbound Group reported fourth-quarter 2025 revenue of $1,196.4 million, up 10.9% year over year, driven by the Brigit acquisition and Acima growth. Profit declined: GAAP diluted EPS was $0.34 versus $0.55, and non-GAAP diluted EPS was $1.01 versus $1.05. The company also issued full-year 2026 guidance of $4.70 billion to $4.95 billion in revenue and $4.00 to $4.35 in non-GAAP diluted EPS.
Q4 2025 consolidated revenue was $1,196.4 million, up 10.9% year over year; net earnings were $19.7 million, down from $31.0 million.
Full-year 2025 revenue was $4.7 billion, up 8.7%, and non-GAAP diluted EPS was $4.13, compared with $3.83 in 2024.
2026 guidance: revenue of $4.70 billion to $4.95 billion, adjusted EBITDA of $500 million to $535 million, and non-GAAP diluted EPS of $4.00 to $4.35.
First-quarter 2026 guidance: revenue of $1.16 billion to $1.26 billion and non-GAAP diluted EPS of $1.05 to $1.15.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Upbound Group filing is on SEC EDGAR ↗. 8-K briefs of other companies →