Every material Form 8-K Wintrust Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Wintrust Financial Corporation reported record net income of $239.1 million, or $3.37 per diluted share, for the third quarter of 2026, up from $233.7 million, or $3.30 per diluted share, in the second quarter and $216.3 million, or $2.78 per diluted share, a year earlier. For the first nine months of 2026, net income rose 17% to $700.1 million, or $9.89 per diluted share. Net charge-offs rose to $21.0 million from $13.4 million in the prior quarter, and the net interest margin eased to 3.49%.
Net interest income rose to $621.6 million from $597.4 million in the second quarter of 2026.
Net interest margin was 3.49%, down one basis point from 3.50% in the second quarter of 2026.
Net charge-offs were $21.0 million, or 15 basis points of average total loans, up from $13.4 million, or 10 basis points.
Total deposits rose $1.3 billion to $62.4 billion, and total loans rose $1.1 billion to $56.8 billion as of September 30, 2026.
Wintrust Financial reported record net income of $233.7 million, or $3.30 per diluted share, for the second quarter of 2026, up from $227.4 million, or $3.22 per diluted share, in the first quarter. For the first six months, net income rose 20% to $461.1 million, or $6.52 per diluted share, compared with $6.52 versus $5.47 a year earlier.
Q2 2026 net income $233.7 million, $3.30 per diluted share, versus $3.22 in Q1 2026
First six months of 2026 net income $461.1 million, $6.52 per diluted share, versus $5.47 in the same period of 2025
Net interest margin fell to 3.50% from 3.54% in Q1 2026, mainly due to lower loan yields
Total loans rose $1.6 billion and total deposits rose $2.2 billion in Q2 2026 compared with Q1 2026
Wintrust Financial reported record quarterly net income of $227.4 million, or $3.22 per diluted share, for the first quarter of 2026, up from $223.0 million, or $3.15 per diluted share, in the fourth quarter of 2025. Net interest income fell $4.9 million to $579.0 million, which the company attributed mainly to two fewer calendar days in the quarter, while total loans and deposits grew.
Net income of $227.4 million and diluted EPS of $3.22 for Q1 2026, versus $223.0 million and $3.15 in Q4 2025
Total loans rose $1.0 billion and total deposits rose $1.2 billion in the quarter
Net interest income declined to $579.0 million from $583.9 million; net interest margin rose two basis points to 3.54%
Non-performing loans fell to $182.7 million, or 0.34% of total loans, from $185.8 million at December 31, 2025
Wintrust Financial reported record fourth-quarter 2025 net income of $223.0 million, or $3.15 per diluted share, up from $216.3 million, or $2.78 per diluted share, in the third quarter. For the full year, net income rose to $823.8 million, or $11.40 per diluted share, from $695.0 million, or $10.31 per diluted share, in 2024. The results are in a earnings release and presentation furnished under Item 2.02.
Q4 2025 net income of $223.0 million, or $3.15 per diluted share, versus $216.3 million, or $2.78, in Q3 2025
Full-year 2025 net income of $823.8 million, or $11.40 per diluted share, versus $695.0 million, or $10.31, in 2024
Net interest income rose to $583.9 million in Q4 2025, up $16.9 million from Q3 2025; net interest margin was 3.52%
Non-performing loans rose to $185.8 million from $162.6 million in Q3 2025
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Wintrust Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →