Every material Form 8-K UMB Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Effective October 28, 2026, UMB Financial's Chief Risk Officer Shannon A. Johnson will no longer hold the title of Chief Administrative Officer, and that role will not be filled. She will focus full time on her Chief Risk Officer role, which the company says allows an expanded focus on developing its corporate risk function. The filing describes this as a management change with no disagreement with the company, and it does not report any financial effect.
Shannon A. Johnson's role change is effective October 28, 2026.
Johnson will no longer hold the Chief Administrative Officer title, and that role will not be filled.
Her former administrative responsibilities are assumed within existing management.
Johnson remains Chief Risk Officer and stays employed by the company.
UMB Financial reported third-quarter 2026 GAAP net income available to common shareholders of $272.3 million, or $3.56 per diluted share, up 51.0% from $180.4 million, or $2.36 per share, a year earlier, and flat with the linked quarter's $3.56. Total revenue rose 13.9% year over year to $772.4 million but fell from $778.0 million in the second quarter. The company also declared a quarterly common dividend of $0.50 per share.
Q3 2026 revenue of $772.4 million, up 13.9% from Q3 2025 and down $5.6 million from Q2 2026
Net interest margin of 3.32%, up 28 basis points from Q3 2025
Quarterly dividend of $0.50 per common share, payable January 4, 2027, to holders of record on December 10, 2026
GAAP efficiency ratio improved to 48.71% from 58.09% in Q3 2025
UMB Financial Corporation agreed on October 27, 2026 to acquire El Dorado Savings Bank, F.S.B. in a transaction valued at approximately $506 million, paid 52% in cash and 48% in stock. El Dorado will merge into UMB Bank, and the deal is expected to close in the first quarter of 2027, subject to regulatory and El Dorado shareholder approvals.
Transaction valued at approximately $506 million, consisting of 52% cash and 48% stock.
Each El Dorado share would receive 13.553 UMBF common shares plus $1,958.88 in cash; former El Dorado shareholders are expected to own about 2% of the combined company.
El Dorado had $2.4 billion in assets, $2.1 billion in total deposits and $0.5 billion in total loans as of September 30, 2026.
Deal adds 31 California branches and four Nevada branches, bringing UMB's network to 227 branches across 15 states; expected close is the first quarter of 2027.
UMB Financial reported second quarter 2026 GAAP net income available to common shareholders of $271.8 million, or $3.56 per diluted share, up 26.2% from the second quarter of 2025, and total revenue of $778.0 million, up 12.9% year over year. The company also declared a quarterly common dividend of $0.50 per share, which it said represents a 16.3% increase from prior levels, giving shareholders a higher cash payout from October 1, 2026.
GAAP net income available to common shareholders was $271.8 million, or $3.56 per diluted share, versus $215.4 million, or $2.82 per diluted share, in the second quarter of 2025.
Total revenue was $778.0 million, up 12.9% from the second quarter of 2025 and up 5.3% from the first quarter of 2026.
Quarterly common dividend of $0.50 per share is payable October 1, 2026, to holders of record as of September 10, 2026.
Series B 7.750% preferred stock dividend of $193.75 per share ($0.484375 per depositary share) is payable October 15, 2026, to holders of record as of September 30, 2026.
UMB Financial Corporation reported first quarter 2026 GAAP net income available to common shareholders of $255.6 million, or $3.35 per diluted share, compared with $1.21 a year earlier, and total revenue of $739.2 million, up 31.1%. The company also declared a $0.43 quarterly common dividend and authorized repurchase of up to two million common shares, which the release says increased the prior one million share authorization.
Q1 2026 GAAP EPS of $3.35 versus $2.74 in Q4 2025 and $1.21 in Q1 2025; net operating income per diluted share was $3.41.
Net interest margin was 3.38%, up 42 basis points from Q1 2025; net charge-offs were 0.19% of average loans.
Quarterly common dividend of $0.43 per share, payable July 1, 2026, to holders of record June 10, 2026.
Repurchase authorization covers up to two million shares until the Board meeting following the 2027 annual shareholder meeting.
On February 9, 2026, UMB Financial's Compensation Committee approved change-in-control agreements with each named executive officer, providing severance if they are terminated without cause or resign for good reason within 24 months after a change in control. The filing gives no financial amounts for the company, and the full agreements will be filed with the 10-Q for the quarter ending March 31, 2026.
Agreements approved February 9, 2026 with each named executive officer; initial term runs through December 31, 2026 and renews annually.
CEO and CEO of UMB Bank, n.a. receive 3X the sum of base salary and bonus; other named executive officers receive 2X.
Benefits include 18 months of group health premiums, pro-rated target bonus, and full equity acceleration for assumed awards.
Full form of agreement to be attached to the Form 10-Q for the quarter ending March 31, 2026.
UMB Financial reported fourth-quarter 2025 GAAP net income available to common shareholders of $209.5 million, or $2.74 per diluted share, up from $120.0 million, or $2.44 per share, a year earlier. Total revenue rose 66.0% year over year to $720.9 million, and the company also declared a quarterly dividend of $0.43 per share, reflecting results that include the Heartland Financial acquisition.
GAAP net income available to common shareholders was $209.5 million, or $2.74 per diluted share, versus $120.0 million, or $2.44 per share, in Q4 2024.
Total revenue was $720.9 million, up 66.0% from Q4 2024 and up 6.3% from Q3 2025.
Noninterest expense of $425.6 million included $39.7 million in acquisition-related and other nonrecurring costs.
Quarterly dividend of $0.43 per share is payable April 1, 2026, to holders of record as of March 10, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every UMB Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →